Multi-Year Guarantee "MYGA Rates"

No Surrender (for non-profits only)

• 4.00% Interest Rate- No Surrender Charge FPDA (503 owners only)

1 Year Interest Rate Guarantees

• 4.15% Interest Rate - Clear Spring | "A-" Rated
• 5.30% Year 1 - ISDA | NR | 2.80% Minimum Guarantee 

2 Year Interest Rate Guarantees

• 5.00% Interest Rate - GBU | "A-" Rated
• 4.35% Interest Rate - Clear Spring | "A-" Rated
• 3.90% Interest Rate - SILAC | "B+" Rated

3 Year Interest Rate Guarantees

• 5.60% Interest Rate - Sentinel Security "B++" Rated
• 5.40% Interest Rate - SILAC | "B+" Rated
• 5.35% Interest Rate - Clear Spring | "A-" Rated
• 5.30% Interest Rate - Sagicor | "A-" Rated
• 5.25% Interest Rate - Athene | "A" Rated
• 5.25% Interest Rate - Equitrust | "B++" Rated
• 5.15% Interest Rate - Oxford | "A" Rated
• 5.00% Interest Rate - RNA | "A" Rated
• 5.00% Interest Rate - Symetra | "A" Rated
• 5.00% Interest Rate - GBU | "A-" Rated
• 4.90% Interest Rate - Standard | "A" Rated
• 4.85% Interest Rate - Securian | "A+" Rated
• 4.80% Interest Rate - Mass Mutual Ascend | "A++" Rated
• 4.80% Interest Rate - Western United | "B++" Rated
• 4.75% Interest Rate - Symetra | "A" Rated
• 4.70% Interest Rate - Penn Mutual | "A+" Rated 
• 4.60% Interest Rate - American Equity | "A-" Rated
• 4.60% Interest Rate - Liberty Bankers | "A-" Rated
• 4.50% Interest Rate - American Century | NR Rated 
• 4.50% Interest Rate - Liberty Bankers | "A-" Rated
• 4.45% Interest Rate - American National | "A" Rated
• 4.60% Interest Rate - Western United | "B++" Rated
• 4.25% Interest Rate - Guarantee Income Life |  "A-" Rated 
• 4.30% Interest Rate - Western United | "B++" Rated

4 Year Interest Rate Guarantees

• 5.40% Interest Rate - Corebridge (Formally AIG) | "A" Rated
• 5.40% Interest Rate - Clear Spring | "A-" Rated 
• 5.35% Interest Rate - Oxford | "A" Rated
• 5.30% Interest Rate - Sagicor | "A-" Rated 
• 5.25% Interest Rate - GBU | "A-" Rated
• 4.70% Interest Rate - Penn Mutual | "A+" Rated 
• 4.50% Interest Rate - Western & Southern | "A+" Rated
• 4.35% Interest Rate - Guarantee Income Life | "A-" Rated

5 Year Interest Rate Guarantees

• 5.70% Interest Rate - American Century | NR Rated 
• 5.60% Interest Rate - Sentinel Security | "B++" Rated
• 5.60% Interest Rate - Nassau | "B++" Rated 
• 5.55% Interest Rate - RNA | "A" Rated 
• 5.50% Interest Rate - Sagicor | "A-" Rated 
• 5.50% Interest Rate - Athene | "A" Rated
• 5.50% Interest Rate - Equitrust | "B++" Rated
• 5.50% Interest Rate - Clear Spring | "A-" Rated 
• 5.40% Interest Rate - Corebridge (Formally AIG) | "A" Rated
• 5.40% Interest Rate - Symetra | "A" Rated
• 5.25% Interest Rate - National Life (LSW) | A+ Rated 
• 5.25% Interest Rate - Oxford | "A" Rated
• 5.25% Interest Rate - GBU | "A-" Rated
• 5.25% Interest Rate - Western United | "B++" Rated
• 5.15% Interest Rate - Standard | "A" Rated
• 5.10% Interest Rate - Mass Mutual Ascend | "A++" Rated
• 5.10% Interest Rate - Western United | "B++" Rated 
• 5.05% Interest Rate - Liberty bankers | "A-" Rated 
• 5.00% Interest Rate - Nationwide | A+ Rated 
• 5.00% Interest Rate - Penn Mutual | "A+" Rated 
• 5.00% Interest Rate - Securian Minnesota Life | "A+" Rated
• 5.00% Interest Rate - Liberty Bankers | "A-" Rated 
• 5.00% Interest Rate - SILAC | "B+" Rated
• 4.95% Interest Rate - Oceanview | "A-" Rated 
• 4.95% Interest Rate - American National | "A" Rated
• 4.80% Interest Rate - American Equity | "A-" Rated
• 4.80% Interest Rate - Symetra | "A" Rated
• 4.75% Interest Rate - Guarantee Income Life | "A-" Rated
• 4.70% Interest Rate - Liberty Bankers | "A-" Rated
• 4.70% Interest Rate - Western United | "B++" Rated 
• 4.45% Interest Rate - Western United | "B++" Rated 
• 4.40% Interest Rate - Western & Southern | "A+" Rated
• 4.30% Interest Rate - Western United | "B++" Rated 

6 Year Interest Rate Guarantees

• 5.65% Interest Rate - Equitrust | "B++" Rated 
• 5.45% Interest Rate - Sagicor | "A-" Rated
• 5.45% Interest Rate - Clear Spring | "A-" Rated 
• 5.40% Interest Rate - Oxford | "A" Rated
• 5.25% Interest Rate - Corebridge (Formally AIG) | "A" Rated
• 5.15% Interest Rate - Oceanview | "A-" Rated 
• 5.00% Interest Rate - Penn Mutual | "A+" Rated 
• 5.00% Interest Rate - American National | "A" Rated 
• 4.45% Interest Rate - Western United | "B++" Rated 
• 4.35% Interest Rate - Guarantee Income Life | "A-" Rated

7 Year Interest Rate Guarantees

• 5.70% Interest Rate - Nassau | "B++" Rated 
• 5.50% Interest Rate - Athene | "A" Rated
• 5.50% Interest Rate - American Century | NR Rated 
• 5.45% Interest Rate - Sagicor | "A-" Rated
• 5.45% Interest Rate - Sentinel Security | "B++" Rated 
• 5.40% Interest Rate - Symetra | "A" Rated
• 5.40% Interest Rate - Corebridge (Formally AIG) | "A" Rated
• 5.40% Interest Rate - Clear Spring | "A-" Rated 
• 5.35% Interest Rate - Western United | "B++" Rated 
• 5.30% Interest Rate - Oxford | "A" Rated 
• 5.25% Interest Rate - American National | "A" Rated
• 5.14% Interest Rate - Mass Mutual Ascend | "A++" Rated
• 5.10% Interest Rate - Western United | "B++" Rated 
• 5.10% Interest Rate - Oceanview | "A-" Rated 
• 5.05% Interest Rate - Nationwide | A+ Rated 
• 5.05% Interest Rate - Standard | "A" Rated 
• 5.05% Interest Rate - Securian Minnesota Life | "A+" Rated
• 5.00% Interest Rate - Penn Mutual | "A+" Rated 
• 5.05% Interest Rate - Liberty Bankers | "A-" Rated 
• 4.80% Interest Rate - Symetra | "A" Rated
• 4.70% Interest Rate - Liberty Bankers | "A-" Rated
• 4.55% Interest Rate - Western United | "B++" Rated 
• 4.35% Interest Rate - Guarantee Income Life | "A-" Rated
• 4.30% Interest Rate - Western United | "B++" Rated
• 4.24% Interest Rate - Western & Southern | "A+" Rated

8 Year Interest Rate Guarantees

• 5.70% Interest Rate - Equitrust | "B++" Rated
• 5.50% Interest Rate - Oxford | "A" Rated
• 5.40% Interest Rate - Clear Spring | "A-" Rated 
• 5.25% Interest Rate - American National | "A" Rated  
• 5.05% Interest Rate - Penn Mutual | "A+" Rated 
• 4.35% Interest Rate - Guarantee Income Life | "A-" Rated

9 Year Interest Rate Guarantees

• 5.40% Interest Rate - Clear Spring | "A-" Rated 
• 5.35% Interest Rate - Oxford | "A" Rated
• 5.25% Interest Rate - American National | "A" Rated
• 5.10% Interest Rate - Securian Minnesota Life  | "A+" Rated
• 5.05% Interest Rate - Penn Mutual | "A+" Rated 
• 5.00% Interest Rate - Liberty Bankers | "A-" Rated 
• 4.50% Interest Rate - Guarantee Income Life | "A-" Rated

10 Year Interest Rate Guarantees

• 6.00% Interest Rate - Equitrust | "B++" Rated
• 5.60% Interest Rate - RNA | "A" Rated 
• 5.40% Interest Rate - Oxford | "A" Rated
• 5.40% Interest Rate - Corebridge (Formally AIG) | "A" Rated
• 5.40% Interest Rate - Clear Spring | "A-" Rated 
• 5.30% Interest Rate - American Century | NR Rated 
• 5.25% Interest Rate - American National | "A" Rated
• 5.25% Interest Rate - Sentinel Security | "B++" Rated
• 5.10% Interest Rate - Oceanview | "A-" Rated 
• 5.05% Interest Rate - Penn Mutual | "A+" Rated 
• 4.35% Interest Rate - Guarantee Income Life | "A-" Rated 
• 4.10% Interest Rate - Western & Southern | "A+" Rated

Ratings by AM Best Company unless otherwise noted

Americo - But kind of hard to work with.... 

 Type Of Quote Requests:

• Deferred Annuity MYGA Quotes
• Split Annuity Design Quotes