Multi-Year Guarantee Annuity Rates

No Surrender - Liquid Fixed Annuity 

•  1.65% Interest Rate - Fully Liquid FPDA 

3 Year Interest Rate Guarantees

• 3.05% Interest Rate - 2.00% Commission (0-90)
• 3.00% Interest Rate - 10% Withdrawals - Rate is 2.90% under $250,000
• 2.90% Interest Rate - "A+" Rated Carrier - $100,000 premium minimum
• 2.90% Interest Rate - "A-" Rated Carrier - $100,000 premium minimum
• 2.90% Interest Rate - Withdrawals full death benefit 2% Commission (0-80)
• 2.80% Interest Rate - "A" Rated Carrier - Issues to age 93

4 Year Interest Rate Guarantees

• 3.05% Interest Rate - "A-" Rated Carrier - 10% Withdrawals Year 2+
• 3.05% Interest Rate - 10% Withdrawals - Rate is 2.95% under $250,000 

5 Year Interest Rate Guarantees

• 4.00% Interest Rate - (3.90% in California) - 2.25% commission (0-80)
• 4.00% Interest Rate - Issues to age 90 - only pay for need rider
• 3.65% Interest Rate - 2.25% commission (0-90) - $10,000 Premium minimum
• 3.55% Interest Rate - "A-" Rated Carrier - $100,000 premium minimum
• 3.35% Interest Rate - "A" Rated Carrier - Issues to age 93
• 3.05% Interest Rate - New York Approved - 10% Free Withdrawals
• 3.15% Interest Rate - 10% Withdrawals - Rate is 3.05% under $250,000
• 3.00% Interest Rate - "A+" Rated Carrier - $100,000 premium minimum
• 3.10% Interest Rate - "A" Rated Carrier - NY Approved - 2.80% under $100,000

6 Year Interest Rate Guarantees

• 4.12% Interest Rate - Issues to age 90 - only pay for need rider
• 3.85% Interest Rate (Available in California) - 2.00% commission (0-79)
• 3.15% Interest Rate - "A" Rated Carrier - $100,000 premium 
• 3.20% Interest Rate - 10% Withdrawals - Rate is 3.10% under $250,000
• 3.10% Interest Rate - "A" Rated Carrier - NY Approved - 2.80% under $100,000

7 Year Interest Rate Guarantees

• 4.10% Interest Rate (4.00% in California) - 2.25% commission (0-80)
• 4.19% Interest Rate - Issues to age 90 - only pay for need rider
• 3.70% Interest Rate - 2.50% Commission - No Features
• 3.39% Interest Rate - "A" Rated Carrier - $100,000 premium 
• 3.20% Interest Rate - "A+" Rated Carrier - $100,000 premium minimum
• 3.25% Interest Rate - 10% Withdrawals - Rate is 3.15% under $250,000
• 3.20% Interest Rate - 4.00% Commission (0-80) - Full Beat Benefit 
• 3.10% Interest Rate - "A" Rated Carrier - NY Approved - 2.80% under $100,000

8 Year Interest Rate Guarantees

• 3.30% Interest Rate - 10% Withdrawals - Rate is 3.20% under $250,000 

9 Year Interest Rate Guarantees

• 3.75% Interest Rate - 2.75% Commission - No Features
• 3.30% Interest Rate - "A+" Rated Carrier - $100,000 premium minimum
• 3.35% Interest Rate - 10% Withdrawals - Rate is 3.25% under $250,000 

10 Year Interest Rate Guarantees

• 4.20% Interest Rate (4.10% in California) - 2.75% commission (0-80)
• 4.30% Interest Rate - Issues to age 90 - only pay for need rider
• 3.40% Interest Rate - 10% Withdrawals - Rate is 3.30% under $250,000
• 3.10% Interest Rate - "A" Rated Carrier - NY Approved - 2.80% under $100,000