Myga Rates - Deferred Annuity

Guarantee your clients a gain every year

MYGA & Deferred Annuity Rates as of 10/20/2021 - From various insurance carriers:

No Surrender - Liquid Fixed Annuity

2.00% Interest Rate- No Surrender Charge FPDA

2 Year Interest Rate Guarantees

2.15% Interest Rate - "B+" Rated Carrier - (2.00% in Florida)
1.75% Interest Rate - "B+" Rated Carrier - Issues to age 90
2.25% Year 1 & 2.00% base - 1.25% Minimum Guarantee
2.00% Year 1 with a 1.50% base - Low 2 year surrender charge of 0.50% no MVA

3 Year Interest Rate Guarantees

2.30% Interest Rate - "A-" Rated Carrier - Issues to age 90
2.25% Interest Rate - "B+" Rated Carrier - Issues to 75
2.20% Interest Rate - "B+" Rated Carrier - Issues to 97
2.10% Interest Rate - "A-" Rated Carrier - 2.00% Commission (0-90)
2.05% Interest Rate - "B+" Rated Carrier - Issues to 99
2.00% Interest Rate - "A-" Rated Carrier - Withdrawals full death benefit
2.00% Interest Rate - "B++" Rated Carrier
1.95% Interest Rate - "A" Rated Carrier - Client friendly
1.85% Interest Rate - "B++" Rated Carrier - 10% Withdrawals
1.80% Interest Rate - "A" Rated Carrier
1.80% Interest Rate - "B+" Rated Carrier - Issues to age 99
1.75% Interest Rate - "A-" Rated Carrier - Issues to 85
1.70% Interest Rate - "A" Rated Carrier
1.65% Interest Rate - "A" Rated Carrier
1.55% Interest Rate - "A" Rated Carrier - Issues to age 93
1.20% Interest Rate - "B++" Rated Carrier - 2.00% Commission
2.50% Year 1 & 2.25% base - 1.50% Minimum Guarantee

4 Year Interest Rate Guarantees

2.35% Interest Rate - "A-" Rated Carrier - $100,000+
2.25% Interest Rate - "A" Rated Carrier - 10% Withdrawals Year 2+
2.10% Interest Rate - "A" Rated Carrier - NY Approved
2.10% Interest Rate - "B++" Rated Carrier - 10% Withdrawals
2.05% Interest Rate - "B++" Rated Carrier -

5 Year Interest Rate Guarantees

3.15% Interest Rate - "B++" Rated Carrier (2.90% in California)
2.95% Interest Rate - "B+" Rated Carrier - (2.80% in Florida)
2.90% Interest Rate - "B+" Rated Carrier - No Features
2.80% Interest Rate - "B+" Rated Carrier - 2.60% with 10% free withdrawals
2.75% Interest Rate - "A-" Rated Carrier - 2.25% commission
2.75% Interest Rate - "A-" Rated Carrier
2.75% Interest Rate - "B+" Rated Carrier - Issues to 84
2.70% Interest Rate - "B++" Rated Carrier
2.70% Interest Rate - "B+" Rated Carrier
2.60% Interest Rate - "B+" Rated Carrier- Full Death Benefit - Free withdrawals
2.55% Interest Rate - A- Rated - Issues to Age 90
2.50% Interest Rate - "A" Rated Carrier - Client friendly
2.75% Interest Rate - "A-" Rated Carrier
2.45% Interest Rate - "B+" Rated Carrier - 15% Withdrawals - Full Death Benefit
2.40% Interest Rate - "A" Rated Carrier - 10% Withdrawals Year 2+
3.50% Year 1 & 3.00% Base - 1.75% Contract Minimum - Flex - Issues to Age 95
2.30% Interest Rate - "B++" Rated Carrier - 10% Withdrawals
2.25% Interest Rate - "A-" Rated Carrier Commission 3.25%
2.20% Interest Rate - "B+" Rated Carrier - Issues to age 84
2.25% Interest Rate - "A-" Rated Carrier
2.20% Interest Rate - "A" Rated Carrier - NY Approved Rates Avail.
2.15% Interest Rate - "A" Rated Carrier - $250K+
2.15% Interest Rate - "B+" Rated Carrier - 15% Withdrawals - Issues to 84
1.70% Interest Rate - "B++" Rated Carrier - 3.00% commission (0-80)

6 Year Interest Rate Guarantees

2.75% Interest Rate - "A" Rated Carrier - 10% Withdrawals Year 2+
2.60% Interest Rate - "A-" Rated Carrier - $100,000+
2.50% Interest Rate - "B+" Rated Carrier - 15% Withdrawals - Full Death Benefit
2.45% Interest Rate - "A" Rated Carrier - $250,000+
2.45% Interest Rate - "B++" Rated Carrier -
2.40% Interest Rate - "B++" Rated Carrier - 10% Withdrawals
2.25% Interest Rate - "A" Rated Carrier
2.20% Interest Rate - "B+" Rated Carrier - 15% Withdrawals - Issues to 84
2.20% Interest Rate - "A" Rated Carrier - NY Approved Rates Avail.
1.85% Interest Rate - "B++" Rated Carrier - Issues to age 90

7 Year Interest Rate Guarantees

3.20% Interest Rate - "B++" Rated Carrier - (3.00% in California)
2.95% Interest Rate - "B++" Rated Carrier - 10% Withdrawals
2.95% Interest Rate - "B+" Rated Carrier - No Features
2.90% Interest Rate - "A-" Rated Carrier - 2.50% Commission - No Features
2.90% Interest Rate - "B+" Rated Carrier - 2.80% with 10% free withdrawals
2.85% Interest Rate - "A-" Rated Carrier - $100,000 premium minimum
2.80% Interest Rate - "B++" Rated Carrier -
2.80% Interest Rate - "B+" Rated Carrier - 10% Withdrawals - Full Death Benefit
2.65% Interest Rate - "A" Rated Carrier - 10% Withdrawals Year 2+
2.50% Interest Rate - "B++" Rated Carrier - 10% Withdrawals
2.50% Interest Rate - "B+" Rated Carrier - 15% Withdrawals - Full Death Benefit
2.50% Interest Rate - "B+" Rated Carrier - Full Death Benefit - Free withdrawals
2.45% Interest Rate - "A-" Rated Carrier 4.00% Commission (0-80) - Benefits
2.45% Interest Rate - "A" Rated Carrier - $250,000+
2.25% Interest Rate - "B+" Rated Carrier - Issues to age 84
2.25% Interest Rate - "B+" Rated Carrier - 15% Withdrawals - Issues to 84
2.20% Interest Rate - "A" Rated Carrier - NY Approved Rates Avail.
2.10% Interest Rate - "A" Rated Carrier - Issues to age 90

8 Year Interest Rate Guarantees

2.85% Interest Rate - "A" Rated Carrier - 10% Withdrawals
2.75% Interest Rate - "B++" Rated Carrier -
2.60% Interest Rate - "B++" Rated Carrier - 10% Withdrawals
2.45% Interest Rate - "A" Rated Carrier - $250,000+
2.00% Interest Rate - "B++" Rated Carrier - Issues to age 90

9 Year Interest Rate Guarantees

3.00% Interest Rate - "A-" Rated Carrier - 2.75% Commission - No Features
3.00% Interest Rate - "B++" Rated Carrier
2.70% Interest Rate - "A" Rated Carrier - 10% Withdrawals Year 2+
2.70% Interest Rate - "B++" Rated Carrier - 10% Withdrawals
2.55% Interest Rate - "A" Rated Carrier - $250,000+

10 Year Interest Rate Guarantees

3.25% Interest Rate - "B++" Rated Carrier - (3.10% in California)
3.00% Interest Rate - "B++" Rated Carrier
2.85% Interest Rate - "B++" Rated Carrier
2.75% Interest Rate - "A" Rated Carrier - Client friendly
2.75% Interest Rate - "A" Rated Carrier - 10% Withdrawals Year 2+
2.55% Interest Rate - "A" Rated Carrier - $250,000+
2.20% Interest Rate - "B++" Rated Carrier - Issues to age 90
2.20% Interest Rate - "A" Rated Carrier - NY Approved Rates Avail.
Income Rider SDPA - 7.20% Roll-Up

Flex Premium

2 Year:
2.25% Year 1 & 2.00% base - 1.25% Minimum Guarantee
1.75% Year 1 with a 1.50% base - Low 2 year surrender charge of 0.50% no MVA
3 Year:
2.50% Year 1 & 2.25% base - 1.50% Minimum Guarantee
5 Year:
3.50% Year 1 & 3.00% Base - 1.75% Contract Minimum - Issues to Age 95
8 Year:
3.50% Year 1 & 3.50% Base - 2.00% Contract Minimum - Issues to Age 95

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