Multi-Year Guarantee "MYGA Rates"

No Surrender (for non-profits only)

• 4.00% Interest Rate- ISDA | NR | FPDA (503 non-profits owners only)

2 Year Interest Rate Guarantees

• 6.00% Interest Rate -  Upstream | Not Rated 
• 4.95% Interest Rate - GBU | "A-" Rated

3 Year Interest Rate Guarantees

• 6.00% Interest Rate - Upstream | Not Rated 
• 5.20% Interest Rate - RNA | "A" Rated
• 5.10% Interest Rate - Liberty Bankers | "A-" Rated 
• 5.05% Interest Rate - Liberty Bankers | "A-" Rated 
• 5.00% Interest Rate - Clear Spring | "A-" Rated
• 5.00% Interest Rate - Equitrust | "B++" Rated
• 5.00% Interest Rate - Sagicor | "A-" Rated
• 4.95% Interest Rate - American National | "A" Rated
• 4.95% Interest Rate - GBU | "A-" Rated
• 4.90% Interest Rate - Western United | "B++" Rated
• 4.85% Interest Rate - Athene | "A+" Rated 
• 4.85% Interest Rate - Oxford | "A" Rated
• 4.80% Interest Rate - National Life (LSW) | A+ Rated 
• 4.75% Interest Rate - Mass Mutual Ascend | "A++" Rated
• 4.70% Interest Rate - Western United | "B++" Rated
• 4.65% Interest Rate - Liberty Bankers | "A-" Rated
• 4.65% Interest Rate - Securian | "A+" Rated
• 4.60% Interest Rate - Standard | "A" Rated
• 4.55% Interest Rate - Symetra | "A" Rated
• 4.40% Interest Rate - Western United | "B++" Rated
• 4.40% Interest Rate - Symetra 15% withdrawal | "A" Rated 
• 4.25% Interest Rate - Penn Mutual | "A+" Rated 
• 4.20% Interest Rate - American Century | Not Rated 
• 3.75% Interest Rate - American Equity | "A" Rated
• 3.70% Interest Rate - Guarantee Income Life |  "A-" Rated

4 Year Interest Rate Guarantees

• 6.00% Interest Rate -  Upstream | Not Rated 
• 5.20% Interest Rate - Clear Spring | "A-" Rated 
• 5.15% Interest Rate - Oxford | "A" Rated
• 5.00% Interest Rate - Sagicor | "A-" Rated 
• 4.95% Interest Rate - GBU | "A-" Rated
• 4.65% Interest Rate - Corebridge 15% withdrawal | "A" Rated
• 4.35% Interest Rate - Western & Southern | "A+" Rated
• 4.25% Interest Rate - Penn Mutual | "A+" Rated
• 3.90% Interest Rate - Guarantee Income Life | "A-" Rated

5 Year Interest Rate Guarantees

• 6.00% Interest Rate -  Upstream | Not Rated 
• 5.65% Interest Rate - Axonic | "A-" Rated
• 5.50% Interest Rate - American Century | Not Rated 
• 5.50% Interest Rate - Nassau | "B++" Rated 
• 5.45% Interest Rate - Clear Spring | "A-" Rated 
• 5.45% Interest Rate - RNA | "A" Rated 
• 5.40% Interest Rate - American National | "A" Rated
• 5.40% Interest Rate - Sagicor | "A-" Rated 
• 5.30% Interest Rate - Athene | "A+" Rated
• 5.30% Interest Rate - Guarantee Income Life | "A-" Rated
• 5.25% Interest Rate - Equitrust | "B++" Rated
• 5.20% Interest Rate - GBU | "A-" Rated
• 5.20% Interest Rate - Liberty Bankers | "A-" Rated 
• 5.15% Interest Rate - Mass Mutual Ascend | "A++" Rated 
• 5.15% Interest Rate - Oxford | "A" Rated
• 5.15% Interest Rate - Western United | "B++" Rated
• 5.15% Interest Rate - Liberty Bankers | "A-" Rated 
• 5.15% Interest Rate - Symetra | "A" Rated
• 5.10% Interest Rate - Standard | "A" Rated 
• 5.00% Interest Rate - National Life (LSW) | A+ Rated 
• 5.00% Interest Rate - Securian Minnesota Life | "A+" Rated
• 5.00% Interest Rate - Western United | "B++" Rated
• 4.90% Interest Rate - Symetra 15% withdrawal | "A" Rated 
• 4.80% Interest Rate - Liberty Bankers | "A-" Rated 
• 4.70% Interest Rate - Nationwide | A+ Rated 
• 4.65% Interest Rate - Corebridge 15% withdrawal | "A" Rated
• 4.60% Interest Rate - Western United | "B++" Rated 
• 4.55% Interest Rate - Penn Mutual | "A+" Rated 
• 4.40% Interest Rate - Western & Southern | "A+" Rated 
• 4.30% Interest Rate - Western United | "B++" Rated 
• 4.10% Interest Rate - Western United | "B++" Rated 
• 3.85% Interest Rate - American Equity | "A" Rated

6 Year Interest Rate Guarantees

• 5.517% Interest Rate (9.70% Year 1) - American National | "A" Rated
• 5.45% Interest Rate - Clear Spring | "A-" Rated 
• 5.35% Interest Rate - Sagicor | "A-" Rated
• 5.35% Interest Rate - Oxford | "A" Rated
• 5.30% Interest Rate - Equitrust | "B++" Rated 
• 4.65% Interest Rate - Corebridge 15% withdrawal | "A" Rated
• 4.55% Interest Rate - Penn Mutual | "A+" Rated
• 4.45% Interest Rate - Western United | "B++" Rated 
• 4.10% Interest Rate - Guarantee Income Life | "A-" Rated

7 Year Interest Rate Guarantees

• 5.55% Interest Rate - Nassau | "B++" Rated 
• 5.50% Interest Rate - American Century | Not Rated 
• 5.45% Interest Rate - American National | "A" Rated
• 5.40% Interest Rate - Clear Spring | "A-" Rated 
• 5.35% Interest Rate - Guarantee Income Life | "A-" Rated
• 5.35% Interest Rate - Sagicor | "A-" Rated
• 5.30% Interest Rate - Athene | "A+" Rated
• 5.25% Interest Rate - Mass Mutual Ascend | "A++" Rated
• 5.25% Interest Rate - Liberty Bankers | "A-" Rated 
• 5.20% Interest Rate - Symetra | "A" Rated
• 5.20% Interest Rate - Western United | "B++" Rated 
• 5.20% Interest Rate - Oxford | "A" Rated
• 5.20% Interest Rate - Liberty Bankers | "A-" Rated 
• 5.05% Interest Rate - Securian Minnesota Life | "A+" Rated
• 5.05% Interest Rate - Western United | "B++" Rated 
• 5.00% Interest Rate - Standard | "A" Rated  
• 4.90% Interest Rate - Liberty Bankers | "A-" Rated
• 4.90% Interest Rate - Symetra 15% withdrawal | "A" Rated 
• 4.70% Interest Rate - Nationwide | A+ Rated 
• 4.65% Interest Rate - Corebridge 15% withdrawal | "A" Rated
• 4.55% Interest Rate - Penn Mutual | "A+" Rated 
• 4.50% Interest Rate - Western United | "B++" Rated
• 4.35% Interest Rate - Western United | "B++" Rated
• 4.14% Interest Rate - Western & Southern | "A+" Rated

8 Year Interest Rate Guarantees

• 5.40% Interest Rate - Clear Spring | "A-" Rated 
• 5.35% Interest Rate - Equitrust | "B++" Rated
• 5.30% Interest Rate - American National | "A" Rated
• 5.20% Interest Rate - Oxford | "A" Rated
• 4.60% Interest Rate - Penn Mutual | "A+" Rated 
• 4.10% Interest Rate - Guarantee Income Life | "A-" Rated

9 Year Interest Rate Guarantees

• 5.40% Interest Rate - Clear Spring | "A-" Rated 
• 5.30% Interest Rate - American National | "A" Rated
• 5.25% Interest Rate - Liberty Bankers | "A-" Rated 
• 5.16% Interest Rate - Liberty Bankers | "A-" Rated 
• 5.10% Interest Rate - Securian Minnesota Life | "A+" Rated
• 5.10% Interest Rate - Oxford | "A" Rated
• 5.20% Interest Rate - Liberty Bankers | "A-" Rated 
• 4.95% Interest Rate - Liberty Bankers | "A-" Rated
• 4.60% Interest Rate - Penn Mutual | "A+" Rated 
• 4.10% Interest Rate - Guarantee Income Life | "A-" Rated

10 Year Interest Rate Guarantees

• 5.50% Interest Rate - Equitrust | "B++" Rated
• 5.50% Interest Rate - American Century | NR Rated 
• 5.45% Interest Rate - RNA | "A" Rated
• 5.35% Interest Rate - Clear Spring | "A-" Rated 
• 5.30% Interest Rate - American National | "A" Rated
• 5.10% Interest Rate - Oxford | "A" Rated
• 5.00% Interest Rate - Corebridge 15% withdrawal | "A" Rated
• 4.60% Interest Rate - Penn Mutual | "A+" Rated 
• 4.25% Interest Rate - Western & Southern | "A+" Rated
• 4.10% Interest Rate - Guarantee Income Life | "A-" Rated

Other Carriers:

Americo | "A" Rated

Oceanview | "A" Rated 

Ratings are based on the AM Best Company unless otherwise noted. Visit - https://web.ambest.com/home for more info.

 Type Of Quote Requests:

• Deferred Annuity MYGA Quotes
• Split Annuity Design Quotes