Fixed Annuities and Life Insurance FSD Financial Services Division

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3 - 10 Year MYGA Options

Multi-Year GUARANTEE INTEREST RATE OPTIONS

Choose a term

Interest Rate & Term Option Choices: 

  • 3 Year Term:
    1.80% (Premiums $250,000+)
    1.70% ($10,000 - $249,999)
  • 4 Year Term:
    1.90% (Premiums $250,000+)
    1.80% ($10,000 - $249,999)
  • 5 Year Term:
    2.00% (Premiums $250,000+)
    1.90% ($10,000 - $249,999) 
  • 6 Year Term:
    2.10% (Premiums $250,000+)
    2.00% ($10,000 - $249,999)
  • 7 Year Term:
    2.40% (Premiums $250,000+)
    2.30% ($10,000 - $249,999)
  • 8 Year Term:
    2.60% (Premiums $250,000+)
    2.50% ($10,000 - $249,999)
  • 9 Year Term:
    2.85% (Premiums $250,000+)
    2.75% ($10,000 - $249,999)
  • 10 Year Term:
    3.10% (Premiums $250,000+)
    3.00% ($10,000 - $249,999)

Guaranteed Period: 

  • Choose a 3 - 10 Year Term

Surrender Charges: +/- MVA 

  • 3 Year Term Recurring: 7%, 6%, 5%*
  • 4 Year Term Recurring: 7%, 6%, 5%, 4%*
  • 5 Year Term Recurring: 7%, 6%, 5%, 4%, 3%*
  • 6 Year Term Recurring: 7%, 6%, 5%, 4%, 3%, 2%*
  • 7 Year Term Recurring: 7%, 6%, 5%, 4%, 3%, 2%, 1%*
  • 8 Year Term Recurring: 7%, 6%, 5%, 4%, 3%, 2%, 1%, 1%*
  • 9 Year Term Recurring: 7%, 6%, 5%, 4%, 3%, 2%, 1%, 1%, 1%*
  • 10 Year Term Recurring: 7%, 6%, 5%, 4%, 3%, 2%, 1%, 1%, 1%, 0.75%*
    The MVA is not applied in DE. Prior to the end of each Guaranteed Interest Rate Period, there is a *30-day window to withdraw funds before the Contract will renew at a new rate for another Guarantee Period. Surrender Charges and MVA will restart.

Minimum Deposit: 

  • $10,000 ($5,000 qualified)

Issue Age: 

  • 0-90

States NOT approved in:

  • NY

Free Withdrawal: 

  • 10% of the previous anniversary | RMD's allowed in all years (chargebacks in Year 1). Can annuitize at any time. minimum of 10 years, or for 5 years after the initial guarantee period.

Death Benefits: 

  • Full account value at death.

Commission: 

  • 3 Year Term: 1.00% (ages 0-80) | 0.75% (81-85) | 0.50% (86-90)
  • 4 Year Term: 1.75% (ages 0-80)* | 1.31% (81-85) | 0.88% (86-90) 
  • 5 & 6 Year Terms: 2.50% (ages 0-80)* | 1.88% (81-85) | 1.25% (86-90)
  • 7 - 9 Year Terms: 2.50% (ages 0-80) | 1.88% (81-85) | 1.25% (86-90)
  • 10 Year Term: 3.00% (ages 0-80) | 2.25% (81-85) | 1.50% (86-90)
    (DE Commission reduced.) 
  • *SPECIAL November Commission on $250,000 premium+
    (4 year = 1.75% plus 0.25% bonus from FSD 0-80)
    (6 & 7 year = 2.50% plus 0.50% bonus from FSD 0-80)

Waivers: 

  • None

Company Ratings: 

  • B++ by A.M. Best 

800.373.9697 for assistance.

  • Request an agent kit

Would you like more information on this MYGA?

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We focus on the guarantees, not the assumptions!

Quality | Integrity | Expertise 

FSD Financial Services Fixed Annuities and Life

28720 Roadside Drive, #126 Agoura Hills, California 91301, United States

(800) 373-9697

FSD Financial Services - CA Insurance License #0B67385 - Non Resident Licensed in AL, AZ, CO, CT, FL, HI, GA, ID, IL, IA, KS, LA, MD, MI, MO, NV, NJ, OH, OK, OR, PA, TN, TX, UT, VA, WA, WI


Copyright © 2020 FSD Financial Services - All Rights Reserved.

Information enclosed is subject to change anytime - Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax. Disclaimers

Website by Jeff Affronti

FOR AGENT USE ONLY - CA Insurance License #0B67385

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