FSD Insurance & Financial Services - Independent Fixed Annuity & Life Insurance IMO

  • Home
  • Deferred Annuity
    • MYGA Rates
    • Request A MYGA Quote
    • Split Annuity Quote
    • Savings Comparison Quote
    • Annuity Commissions
  • Immediate Annuity
    • Basic SPIA Quote Request
    • Detailed SPIA Quote Form
    • SPIA With Liquidity
    • Medically Underwritten
    • Types Of SPIA
    • SPIA Commission
  • FIA
    • Fixed Indexed Annuities
    • FIA Quote Request
  • Life
    • Single Primum IUL Info
    • Life Insurance Quotes
    • Life Insurance Commission
    • SPWL Quotes
  • Agent Area
    • Deferred Rate Sheets
    • Indexed Rate Sheets
    • Agent Appointment
    • Annuity webinars training
    • FSD-Spreads-Downloads
    • Specimen Contracts
    • Qualified Plan Options
    • Rewards/Contest
    • News Keep Aware Of
  • About Us
    • Who we are
    • Contact Us
    • Annuity Blog By Jeff
    • Disclaimer - Terms Of Use
  • More
    • Home
    • Deferred Annuity
      • MYGA Rates
      • Request A MYGA Quote
      • Split Annuity Quote
      • Savings Comparison Quote
      • Annuity Commissions
    • Immediate Annuity
      • Basic SPIA Quote Request
      • Detailed SPIA Quote Form
      • SPIA With Liquidity
      • Medically Underwritten
      • Types Of SPIA
      • SPIA Commission
    • FIA
      • Fixed Indexed Annuities
      • FIA Quote Request
    • Life
      • Single Primum IUL Info
      • Life Insurance Quotes
      • Life Insurance Commission
      • SPWL Quotes
    • Agent Area
      • Deferred Rate Sheets
      • Indexed Rate Sheets
      • Agent Appointment
      • Annuity webinars training
      • FSD-Spreads-Downloads
      • Specimen Contracts
      • Qualified Plan Options
      • Rewards/Contest
      • News Keep Aware Of
    • About Us
      • Who we are
      • Contact Us
      • Annuity Blog By Jeff
      • Disclaimer - Terms Of Use
  • Sign In
  • Create Account

  • Bookings
  • My Account
  • Signed in as:

  • filler@godaddy.com


  • Bookings
  • My Account
  • Sign out

Signed in as:

filler@godaddy.com

  • Home
  • Deferred Annuity
    • MYGA Rates
    • Request A MYGA Quote
    • Split Annuity Quote
    • Savings Comparison Quote
    • Annuity Commissions
  • Immediate Annuity
    • Basic SPIA Quote Request
    • Detailed SPIA Quote Form
    • SPIA With Liquidity
    • Medically Underwritten
    • Types Of SPIA
    • SPIA Commission
  • FIA
    • Fixed Indexed Annuities
    • FIA Quote Request
  • Life
    • Single Primum IUL Info
    • Life Insurance Quotes
    • Life Insurance Commission
    • SPWL Quotes
  • Agent Area
    • Deferred Rate Sheets
    • Indexed Rate Sheets
    • Agent Appointment
    • Annuity webinars training
    • FSD-Spreads-Downloads
    • Specimen Contracts
    • Qualified Plan Options
    • Rewards/Contest
    • News Keep Aware Of
  • About Us
    • Who we are
    • Contact Us
    • Annuity Blog By Jeff
    • Disclaimer - Terms Of Use

Account


  • Bookings
  • My Account
  • Sign out


  • Sign In
  • Bookings
  • My Account

1 - 10 Year MYGA Options

Multi-Year GUARANTEE INTEREST RATE OPTIONS

Company Ratings: 

  • A- by A.M. Best

Interest Rate & Term Option Choices: 

  • 1 Year Term:
    4.40% (Premiums $250,000+)
    4.30% ($10,000 - $249,999)
  • 2 Year Term:
    4.60% (Premiums $250,000+)
    4.50% ($10,000 - $249,999)
  • 3 Year Term:
    4.90% (Premiums $250,000+)
    4.80% ($10,000 - $249,999)
  • 4 Year Term:
    4.90% (Premiums $250,000+)
    4.80% ($10,000 - $249,999)
  • 5 Year Term:
    4.90% (Premiums $250,000+)
    4.80% ($10,000 - $249,999)
  • 6 Year Term:
    4.90% (Premiums $250,000+)
    4.80% ($10,000 - $249,999)
  • 7 Year Term:
    4.90% (Premiums $250,000+)
    4.80% ($10,000 - $249,999)
  • 8 Year Term:
    4.90% (Premiums $250,000+)
    4.80% ($10,000 - $249,999)
  • 9 Year Term:
    4.90% (Premiums $250,000+)
    4.80% ($10,000 - $249,999)
  • 10 Year Term:
    4.95% (Premiums $250,000+)
    4.85% ($10,000 - $249,999)

Guaranteed Period: 

  • Choose a 3 - 10 Year Term

Surrender Charges: +/- MVA 

  • 1 Year Term Recurring: 7%*
  • 2 Year Term Recurring: 7%, 6%*
  • 3 Year Term Recurring: 7%, 6%, 5%*
  • 4 Year Term Recurring: 7%, 6%, 5%, 4%*
  • 5 Year Term Recurring: 7%, 6%, 5%, 4%, 3%*
  • 6 Year Term Recurring: 7%, 6%, 5%, 4%, 3%, 2%*
  • 7 Year Term Recurring: 7%, 6%, 5%, 4%, 3%, 2%, 1%*
  • 8 Year Term Recurring: 7%, 6%, 5%, 4%, 3%, 2%, 1%, 1%*
  • 9 Year Term Recurring: 7%, 6%, 5%, 4%, 3%, 2%, 1%, 1%, 1%*
  • 10 Year Term Recurring: 7%, 6%, 5%, 4%, 3%, 2%, 1%, 1%, 1%, 0.75%*
    The MVA is not applied in DE. Prior to the end of each Guaranteed Interest Rate Period, there is a *30-day window to withdraw funds before the Contract will renew at a new rate for another Guarantee Period. Surrender Charges and MVA will restart.

Minimum Deposit: 

  • $10,000 ($5,000 qualified)

Issue Age: 

  • 0-90

States NOT approved in:

  • NY

Free Withdrawal: 

  • 10% of the previous anniversary | RMD's allowed in all years (chargebacks in Year 1). Can annuitize at any time. minimum of 10 years, or for 5 years after the initial guarantee period.

Death Benefits: 

  • Full account value at death.

Commission: 

  • 1 Year Term: 0.50% (ages 0-80) | 0.38% (81-85) | 0.25% (86-90)
  • 2 Year Term: 0.75% (ages 0-80) | 0.55% (81-85) | 0.38% (86-90)
  • 3 Year Term: 1.00% (ages 0-80) | 0.75% (81-85) | 0.50% (86-90)
  • 4 Year Term: 1.75% (ages 0-80)* | 1.31% (81-85) | 0.88% (86-90) 
  • 5 & 6 Year Terms: 2.50% (ages 0-80)* | 1.88% (81-85) | 1.25% (86-90)
  • 7 - 9 Year Terms: 2.50% (ages 0-80) | 1.88% (81-85) | 1.25% (86-90)
  • 10 Year Term: 3.00% (ages 0-80) | 2.25% (81-85) | 1.50% (86-90)
    (DE Commission reduced.) 

Waivers: 

  • None 

Get an agent kit

Would you like more information on this MYGA?

Get started here!

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

We focus on the guarantees, not the assumptions!

Quality | Integrity | Expertise 

FSD Financial Services Fixed Annuities and Life

28720 Roadside Drive, #126 Agoura Hills, California 91301, United States

800-373-9697

FSD Financial & Insurance Services 

CaliforniA Insurance License #0B67385 - 

NON RESIDENT LICENSED IN AL, AZ, CO, CT, FL, HI, ID, IL, IA, KS, LA, MD, MI, MO, NV, NJ, OH, OK, OR, PA, TN, TX, VA, WA, WI


Copyright © 2022 FSD Financial Services - All Rights Reserved.

Information enclosed is subject to change anytime - Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax. Disclaimers

Website by Jeff Affronti 

FOR AGENT USE ONLY - CA Insurance License #0B67385

  • Home

Cookie Policy

This website uses cookies. By continuing to use this site, you accept our use of cookies.

Close