FSD Insurance Services - Independent Fixed Annuity & Life Insurance Wholesaler

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  • Home
  • Deferred Annuity
    • Request A MYGA Quote
    • Deferred Annuity Quotes
    • Split Annuity Quote
    • Calculator MYGA Compound
    • Savings Comparison Quote
  • Immediate Annuity
    • Basic SPIA Quote Request
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1 MYGA - 5 Interest Rate Terms

3, 4, 5, 6 or 7 year guaranteed interest rate annuity

Company Ratings: 

  • A- by AM Best 
  • D by Weiss

California Rates Lower different product 

e-Application only; contract e-Delivery available 

3 Year Guarantee:

  • 5.00% ($75,000+) 
  • 4.75% ($25,000 - $74,999) 

4 Year Guarantee:

  • 5.00% ($75,000+) 
  • 4.75% ($25,000 - $74,999) 

5 Year Guarantee:

  • 5.40% ($75,000+) 
  • 5.15% ($25,000 - $74,999) 

6 Year Guarantee:

  • 5.35% ($75,000+) 
  • 5.15% ($25,000 - $74,999) 

7 Year Guarantee:

  • 5.35% ($750,000+)
  • 5.20% ($25,000 - $74,999) 


Guaranteed Period: 

  • Choose guarantee period of 3, 4, 5, 6 or 7 years


Surrender Charges With MVA: 

  • 3 Years Recurring
    9%, 8%, 7%, 30 day window
  • 4 Years Recurring
    9%, 8%, 7%, 6% 30 day window 
  • 5 Years Recurring
    9%, 8%, 7%, 6%, 5% 30 day window
  • 6 Years Recurring
    9%, 8%, 7%, 6%, 5%,4%, 30 day window 
  • 7 Years Recurring
    9%, 8%, 7%, 6%, 5%,4%, 3%, 30 day window

All have a 30 Day Exit Windows then surrender charges will renew.


Minimum Deposit: 

  • $25,000 ($1,000,000 Maximum)


Issue Age:

  • 15 days - 90 years old


States NOT approved in: 

  • CT, DC, FL, MT, NY 
  • California Rates Lower different product


Free Withdrawal: 

  • 10% penalty-free withdrawal beginning contract year 2
  • Penalty-free RMDs are available: 
  • 30-day penalty-free window at the beginning of each Subsequent Surrender Period


Death Benefits: 

  • Full Death Benefit


Commission: 

E-App ONLY applications!

  • 3 Year:
    E-APP:
    1.55% ages 0-80 | 1.05% 81 -85 | 0.80% 86 -90
  • 4 Year:  
    E-APP:
    1.70% ages 0-80 | 1.05% 81 -85 | 0.80% 86 -90 
  • 5 Year:
    E-APP:
    2.25% ages 0-80 | 1.50% 81 -85 | 1.00% 86 -90  
  • 6 Year:  
    E-APP:
    2.25% ages 0-80 | 1.50% 81 -85 | 1.00% 86 -90 
  • 7 Year:
    E-APP:
    2.30% ages 0-80 | 1.80% 81 -85 | 1.05% 86 -90  

Waivers:

  • Call


Get An Agent Kit:

  • Click Here

Would you like more information on this MYGA?

(A-) Rated Carrier - They Have MYGA | FIA | SPWL Products

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We focus on the guarantees, not the assumptions!

Quality | Integrity | Expertise 

FSD Financial Services Fixed Annuities and Life

28720 Roadside Drive, #126 Agoura Hills, California 91301, United States

800-373-9697

FSD Financial & Insurance Services 

CaliforniA Insurance License #0B67385 

NON RESIDENT LICENSEs: AZ, CO, CT, FL, HI, ID, IL, IA, LA, MD, MI, NC, NV, NJ, OH, OR, PA, SC, TN, TX, UT, VA, WA, WI


No information on this site is for use in New York or Puerto Rico.


Copyright © 2024 FSD Financial Services - All Rights Reserved.

Information enclosed is subject to change at anytime

state variations in surrender charges and interest rates - Be Aware


Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax. Disclaimers | Website by Jeff Affronti 

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