5 year guaranteed interest rate annuity
Basic Details & Features
- Interest Rate 5 Year Guarantee Based On Initial Premium:
3.55% ($100,000+)
2.95% ($50,000 - $99,999)
2.45% ($15,000 - $49,999) - Guaranteed Period: Guaranteed For 5 Years
- Surrender Charges: 5 Years Recurring
9% Year 1
8% Year 2
7% Year 3
6% Year 4
5% Year 5
+/- MVA - 30 Day Exit Window then surrender charges renew. - Minimum Deposit: $15,000 ($750,000 Maximum)
- Issue Age: 15 days - 90 years old
- States NOT approved in: CA, DE, DC, MT, ND, NY, SD
- Free Withdrawal: 10% Free Withdrawal Provision after the first contract year
- Death Benefits: Full Death Benefit
- Commission:
2.00% ages 0-80
1.25% ages 81 -85
0.75% ages 86 -90 - Waivers: Call
- Company Ratings: A- by A.M. Best