1 MYGA - 5 Interest Rate Terms

Interest Rates Based On Initial Premium:

California rates 0.05% lower

3 Year Guarantee:

• 1.95% ($100,000+)
• 1.40% ($50,000 - $99,999)
• 1.00% ($15,000 - $49,999)

4 Year Guarantee:

• 2.00% ($100,000+)
• 1.50% ($50,000 - $99,999)
• 1.00% ($15,000 - $49,999)

5 Year Guarantee:

• 2.35% ($100,000+)
• 1.95% ($50,000 - $99,999)
• 1.50% ($15,000 - $49,999)

6 Year Guarantee:

• 2.40% ($100,000+)
• 2.25% ($50,000 - $99,999)
• 1.80% ($15,000 - $49,999)

7 Year Guarantee:

• 2.50% ($100,000+)
• 2.30% ($50,000 - $99,999)
• 1.85% ($15,000 - $49,999)

Guaranteed Period: 

• Choose guarantee period of 3, 5 or 7 years

Surrender Charges With MVA: 

• 3 Years Recurring
  9%, 8%, 7%, 30 day window
• 4 Years
  Recurring 9%, 8%, 7%, 6% 30 day window 
• 5 Years Recurring
  9%, 8%, 7%, 6%, 5% 30 day window
• 6 Years Recurring
  9%, 8%, 7%, 6%, 5%,4%, 30 day window 
• 7 Years Recurring
  9%, 8%, 7%, 6%, 5%,4%, 3%, 30 day window
• 30 Day Exit Windows then surrender charges renew.

Minimum Deposit: 

• $15,000 ($750,000 Maximum)

Issue Age:

• 15 days - 90 years old

States NOT approved in: 

• DE, DC, MT, ND, NY, SD

Free Withdrawal: 

• 10% Free Withdrawal Provision after the first contract year

Death Benefits: 

• Full Death Benefit

Commission: 

• 3 Year:
  1.25% ages 0-80
  0.75% ages 81 -85
  0.50% ages 86 -90
  
• 4 Year:  
  1.65% ages 0-80  
  1.00% ages 81 -85  
  0.65% ages 86 -90  

• 5 Year:
  2.00% ages 0-80
  1.25% ages 81 -85
  0.75% ages 86 -90
  
• 6 Year:  
  2.15% ages 0-80  
  1.50% ages 81 -85  
  0.90% ages 86 -90  

• 7 Year:
  2.25% ages 0-80
  1.75% ages 81 -85
  1.00% ages 86 -90 

Waivers:

• Call

Company Ratings: 

• A- by A.M. Best 

Get An Agent Kit:

• Click Here