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5 year guaranteed interest rate annuity

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Basic Details & Features

Interest Rate 5 Year Guarantee Based On Initial Premium:

  • 2.80% ($100,000+)
  • 2.20% ($50,000 - $99,999)
  • 1.70% ($15,000 - $49,999)

Guaranteed Period: 

  • Guaranteed For 5 Years

Surrender Charges: 5 Years Recurring

  • 9% Year 1
  • 8% Year 2
  • 7% Year 3 
  • 6% Year 4
  • 5% Year 5
    +/- MVA - 30 Day Exit Window then surrender charges renew.

Minimum Deposit: 

  • $15,000 ($750,000 Maximum)

Issue Age:

  • 15 days - 90 years old

States NOT approved in: 

  • DE, DC, MT, ND, NY, SD

Free Withdrawal: 

  • 10% Free Withdrawal Provision after the first contract year

Death Benefits: 

  • Full Death Benefit

Commission: 

  • 2.00% ages 0-80
  • 1.25% ages 81 -85
  • 0.75% ages 86 -90

Waivers:

  • Call

Company Ratings: 

  • A- by A.M. Best 

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We focus on the guarantees, not the assumptions!

Quality | Integrity | Expertise 

FSD Financial Services Fixed Annuities and Life

5530 Corbin Ave, Suite 101, Tarzana, CA 91356, US

(800) 373-9697