FSD Insurance & Financial Services - Independent Fixed Annuity & Life Insurance IMO

  • Home
  • Deferred Annuity
    • MYGA Rates
    • Request A MYGA Quote
    • Split Annuity Quote
    • Savings Comparison Quote
    • Annuity Commissions
  • Immediate Annuity
    • Basic SPIA Quote Request
    • Detailed SPIA Quote Form
    • SPIA With Liquidity
    • Medically Underwritten
    • Types Of SPIA
    • SPIA Commission
  • FIA
    • Fixed Indexed Annuities
    • FIA Quote Request
  • Life
    • Single Primum IUL Info
    • Life Insurance Quotes
    • Life Insurance Commission
    • SPWL Quotes
  • Agent Area
    • Deferred Rate Sheets
    • Indexed Rate Sheets
    • Agent Appointment
    • Annuity webinars training
    • FSD-Spreads-Downloads
    • Specimen Contracts
    • Qualified Plan Options
    • Rewards/Contest
    • News Keep Aware Of
  • About Us
    • Who we are
    • Contact Us
    • Annuity Blog By Jeff
    • Disclaimer - Terms Of Use
  • More
    • Home
    • Deferred Annuity
      • MYGA Rates
      • Request A MYGA Quote
      • Split Annuity Quote
      • Savings Comparison Quote
      • Annuity Commissions
    • Immediate Annuity
      • Basic SPIA Quote Request
      • Detailed SPIA Quote Form
      • SPIA With Liquidity
      • Medically Underwritten
      • Types Of SPIA
      • SPIA Commission
    • FIA
      • Fixed Indexed Annuities
      • FIA Quote Request
    • Life
      • Single Primum IUL Info
      • Life Insurance Quotes
      • Life Insurance Commission
      • SPWL Quotes
    • Agent Area
      • Deferred Rate Sheets
      • Indexed Rate Sheets
      • Agent Appointment
      • Annuity webinars training
      • FSD-Spreads-Downloads
      • Specimen Contracts
      • Qualified Plan Options
      • Rewards/Contest
      • News Keep Aware Of
    • About Us
      • Who we are
      • Contact Us
      • Annuity Blog By Jeff
      • Disclaimer - Terms Of Use
  • Sign In
  • Create Account

  • Bookings
  • My Account
  • Signed in as:

  • filler@godaddy.com


  • Bookings
  • My Account
  • Sign out

Signed in as:

filler@godaddy.com

  • Home
  • Deferred Annuity
    • MYGA Rates
    • Request A MYGA Quote
    • Split Annuity Quote
    • Savings Comparison Quote
    • Annuity Commissions
  • Immediate Annuity
    • Basic SPIA Quote Request
    • Detailed SPIA Quote Form
    • SPIA With Liquidity
    • Medically Underwritten
    • Types Of SPIA
    • SPIA Commission
  • FIA
    • Fixed Indexed Annuities
    • FIA Quote Request
  • Life
    • Single Primum IUL Info
    • Life Insurance Quotes
    • Life Insurance Commission
    • SPWL Quotes
  • Agent Area
    • Deferred Rate Sheets
    • Indexed Rate Sheets
    • Agent Appointment
    • Annuity webinars training
    • FSD-Spreads-Downloads
    • Specimen Contracts
    • Qualified Plan Options
    • Rewards/Contest
    • News Keep Aware Of
  • About Us
    • Who we are
    • Contact Us
    • Annuity Blog By Jeff
    • Disclaimer - Terms Of Use

Account


  • Bookings
  • My Account
  • Sign out


  • Sign In
  • Bookings
  • My Account

1 MYGA - 5 Interest Rate Terms

3, 4, 5, 6 or 7 year guaranteed interest rate annuity

Interest Rates Based On Initial Premium:


Company Ratings: 

  • A- by A.M. Best 


3 Year Guarantee:

  • 4.65% ($100,000+) 
  • 4.40% ($50,000 - $99,999)
  • 3.65% ($15,000 - $49,999)
  • California rates 0.05% lower


4 Year Guarantee:

  • 4.85% ($100,000+)
  • 4.60% ($50,000 - $99,999)
  • 4.05% ($15,000 - $49,999)
  • California rates 0.05% lower


5 Year Guarantee:

  • 5.30% ($100,000+) 
  • 5.05% ($50,000 - $99,999)
  • 4.60% ($15,000 - $49,999)
  • California rates 0.05% lower


6 Year Guarantee:

  • 5.30% ($100,000+)
  • 5.10% ($50,000 - $99,999)
  • 4.75% ($15,000 - $49,999)
  • California rates 0.05% lower (6 year not approved in FL)


7 Year Guarantee:

  • 5.30% ($100,000+)
  • 5.15% ($50,000 - $99,999)
  • 4.80% ($15,000 - $49,999)
  • California rates 0.05% lower


Guaranteed Period: 

  • Choose guarantee period of 3, 4, 5, 6 or 7 years


Surrender Charges With MVA: 

  • 3 Years Recurring
    9%, 8%, 7%, 30 day window
  • 4 Years
    Recurring 9%, 8%, 7%, 6% 30 day window 
  • 5 Years Recurring
    9%, 8%, 7%, 6%, 5% 30 day window
  • 6 Years Recurring
    9%, 8%, 7%, 6%, 5%,4%, 30 day window 
  • 7 Years Recurring
    9%, 8%, 7%, 6%, 5%,4%, 3%, 30 day window

All have a 30 Day Exit Windows then surrender charges will renew.


Minimum Deposit: 

  • $15,000 ($750,000 Maximum)


Issue Age:

  • 15 days - 90 years old


States NOT approved in: 

  • CT, MT, NY 
  • California and Florida rates can be lower


Free Withdrawal: 

  • 10% Free Withdrawal Provision after first contract year
  • not RMD friendly over 10% charges apply


Death Benefits: 

  • Full Death Benefit


Commission: 

More for E-App applications!

  • 3 Year:
    E-APP:
    1.85% ages 0-80 | 1.35% 81 -85 | 1.10% 86 -90
    Paper: 1.35% ages 0-80 | 0.85% 81 -85 | 0.60% 86 -90
  • 4 Year:  
    E-APP:
    2.00% ages 0-80 | 1.35% 81 -85 | 1.00% 86 -90
    Paper: 1.50% ages 0-80 | 0.85% 81 -85 | 0.50% 86 -90 
  • 5 Year:
    E-APP:
    2.50% ages 0-80 | 1.75% 81 -85 | 1.25% 86 -90  
    Paper: 2.00% ages 0-80 | 1.25% 81 -85 | 0.75% 86 -90  
  • 6 Year:  
    E-APP:
    2.50% ages 0-80 | 1.85% 81 -85 | 1.25% 86 -90
    Paper: 2.00% ages 0-80 | 1.35% 81 -85 | 0.75% 86 -90  
  • 7 Year:
    E-APP:
    2.60% ages 0-80 | 2.10% 81 -85 | 1.35% 86 -90  
    Paper: 2.10% ages 0-80 | 1.60% 81 -85 | 0.85% 86 -90  

Waivers:

  • Call


Get An Agent Kit:

  • Click Here

Would you like more information on this MYGA?

(A-) Rated Carrier - They Have MYGA | FIA | SPWL Products

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

We focus on the guarantees, not the assumptions!

Quality | Integrity | Expertise 

FSD Financial Services Fixed Annuities and Life

28720 Roadside Drive, #126 Agoura Hills, California 91301, United States

800-373-9697

FSD Financial & Insurance Services 

CaliforniA Insurance License #0B67385 - 

NON RESIDENT LICENSED IN AL, AZ, CO, CT, FL, HI, ID, IL, IA, KS, LA, MD, MI, MO, NV, NJ, OH, OK, OR, PA, TN, TX, VA, WA, WI


Copyright © 2022 FSD Financial Services - All Rights Reserved.

Information enclosed is subject to change anytime - Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax. Disclaimers

Website by Jeff Affronti 

FOR AGENT USE ONLY - CA Insurance License #0B67385

  • Home

Cookie Policy

This website uses cookies. By continuing to use this site, you accept our use of cookies.

Close