Interest Rate 5 Year Guarantee Based On Initial Premium:

• 2.80% ($100,000+)
• 2.20% ($50,000 - $99,999)
• 1.70% ($15,000 - $49,999)

Guaranteed Period: 

• Guaranteed For 5 Years

Surrender Charges: 5 Years Recurring

• 9% Year 1
• 8% Year 2
• 7% Year 3 
• 6% Year 4
• 5% Year 5
  +/- MVA - 30 Day Exit Window then surrender charges renew.

Minimum Deposit: 

• $15,000 ($750,000 Maximum)

Issue Age:

• 15 days - 90 years old

States NOT approved in: 

• DE, DC, MT, ND, NY, SD

Free Withdrawal: 

• 10% Free Withdrawal Provision after the first contract year

Death Benefits: 

• Full Death Benefit

Commission: 

• 2.00% ages 0-80
• 1.25% ages 81 -85
• 0.75% ages 86 -90

Waivers:

• Call

Company Ratings: 

• A- by A.M. Best