1 MYGA - 3 Interest Rate Choices

Interest Rates Based On Initial Premium:

California rates 0.05% lower

3 Year Guarantee:

• 2.50% ($100,000+)
• 1.75% ($50,000 - $99,999)
• 1.15% ($15,000 - $49,999)

5 Year Guarantee:

• 3.00% ($100,000+)
• 2.35% ($50,000 - $99,999)
• 1.85% ($15,000 - $49,999)

7 Year Guarantee:

• 3.05% ($100,000+)
• 2.65% ($50,000 - $99,999)
• 2.15% ($15,000 - $49,999)

Guaranteed Period: 

• Choose guarantee period of 3, 5 or 7 years

Surrender Charges With MVA: 

• 3 Years Recurring
  9%, 8%, 7%, 30 day window
• 5 Years Recurring
  9%, 8%, 7%, 6%, 5% 30 day window
• 7 Years Recurring
• 9%, 8%, 7%, 6%, 5%,4%, 3%
  30 day window+/- MVA - 30 Day Exit Window then surrender charges renew.

Minimum Deposit: 

• $15,000 ($750,000 Maximum)

Issue Age:

• 15 days - 90 years old

States NOT approved in: 

• DE, DC, MT, ND, NY, SD

Free Withdrawal: 

• 10% Free Withdrawal Provision after the first contract year

Death Benefits: 

• Full Death Benefit

Commission: 

• 3 Year:
  1.25% ages 0-80
  0.75% ages 81 -85
  0.50% ages 86 -90

• 5 Year:
  2.00% ages 0-80
  1.25% ages 81 -85
  0.75% ages 86 -90 

• 7 Year:
  2.25% ages 0-80
  1.75% ages 81 -85
  1.00% ages 86 -90 

Waivers:

• Call

Company Ratings: 

• A- by A.M. Best