Fixed Annuities and Life Insurance FSD Financial Services Division

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1 MYGA - 5 Interest Rate Terms

3, 4, 5, 6 or 7 year guaranteed interest rate annuity

Basic Details & Features

Interest Rates Based On Initial Premium:

California rates 0.05% lower


3 Year Guarantee:

  • 1.95% ($100,000+)
  • 1.40% ($50,000 - $99,999)
  • 1.00% ($15,000 - $49,999)


4 Year Guarantee:

  • 2.00% ($100,000+)
  • 1.50% ($50,000 - $99,999)
  • 1.00% ($15,000 - $49,999)


5 Year Guarantee:

  • 2.35% ($100,000+)
  • 1.95% ($50,000 - $99,999)
  • 1.50% ($15,000 - $49,999)


6 Year Guarantee:

  • 2.40% ($100,000+)
  • 2.25% ($50,000 - $99,999)
  • 1.80% ($15,000 - $49,999)


7 Year Guarantee:

  • 2.50% ($100,000+)
  • 2.30% ($50,000 - $99,999)
  • 1.85% ($15,000 - $49,999)


Guaranteed Period: 

  • Choose guarantee period of 3, 5 or 7 years


Surrender Charges With MVA: 

  • 3 Years Recurring
    9%, 8%, 7%, 30 day window
  • 4 Years
    Recurring 9%, 8%, 7%, 6% 30 day window 
  • 5 Years Recurring
    9%, 8%, 7%, 6%, 5% 30 day window
  • 6 Years Recurring
    9%, 8%, 7%, 6%, 5%,4%, 30 day window 
  • 7 Years Recurring
    9%, 8%, 7%, 6%, 5%,4%, 3%, 30 day window
  • 30 Day Exit Windows then surrender charges renew.


Minimum Deposit: 

  • $15,000 ($750,000 Maximum)


Issue Age:

  • 15 days - 90 years old


States NOT approved in: 

  • DE, DC, MT, ND, NY, SD


Free Withdrawal: 

  • 10% Free Withdrawal Provision after the first contract year


Death Benefits: 

  • Full Death Benefit


Commission: 

  • 3 Year:
    1.25% ages 0-80
    0.75% ages 81 -85
    0.50% ages 86 -90
  • 4 Year:  
    1.65% ages 0-80  
    1.00% ages 81 -85  
    0.65% ages 86 -90  


  • 5 Year:
    2.00% ages 0-80
    1.25% ages 81 -85
    0.75% ages 86 -90
  • 6 Year:  
    2.15% ages 0-80  
    1.50% ages 81 -85  
    0.90% ages 86 -90  


  • 7 Year:
    2.25% ages 0-80
    1.75% ages 81 -85
    1.00% ages 86 -90 


Waivers:

  • Call


Company Ratings: 

  • A- by A.M. Best 


Get An Agent Kit:

  • Click Here

Would you like more information on this MYGA?

We focus on the guarantees, not the assumptions!

Quality | Integrity | Expertise 

FSD Financial Services Fixed Annuities and Life

28720 Roadside Drive, #126 Agoura Hills, California 91301, United States

(800) 373-9697

FSD Financial Services - CA Insurance License #0B67385 - Non Resident Licensed in AL, AZ, CO, CT, FL, HI, GA, ID, IL, IA, KS, LA, MD, MI, MO, NV, NJ, OH, OK, OR, PA, TN, TX, UT, VA, WA, WI


Copyright © 2020 FSD Financial Services - All Rights Reserved.

Information enclosed is subject to change anytime - Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax. Disclaimers

Website by Jeff Affronti

FOR AGENT USE ONLY - CA Insurance License #0B67385

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