Fixed Annuities and Life Insurance FSD Financial Services Division

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Immediate Annuity Agent Bonus

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Immediate Annuity Commission

Top Annuity Agent / Agency / Broker Dealer Contracts Available

Standard commission: 

  • Almost all Lifetime and period certain SPIA's pay a one time upfront commission
  • Most SPIA's pay a reasonable 3.00% agent level commission
  • The commissions are built into the illustration pricing of a SPIA
  • Most carriers require or allow direct deposit of the commission
  • Large premium case bonuses are available from FSD
  • Standard commission can range from 0.50% to 5.00% based on carrier


Reduced commission:

  • Short term period certain often have a reduced commission (under 10 years for example)
  • Some carriers reduce commission based on age of client. 
  • Some carriers will reduce commission on premiums over a certain amount. 
  • In the few states charging a premium tax, commission may excluded premium tax portion. 
  • On qualified funds a carrier may allow the agent to dial in commission from 0.00% to 5.00%


Non-Commission SPIA or NO LOAD:

  • No Load SPIA's do not always provide the highest income but often they do! 
  • Available for Immediate Income, Deferred (DIA) and QLAC 
  • Fee Based Advisors can use a NO LOAD SPIA in their practice
  • Use to fund life insurance and maximize death benefit


Would you like To Earn A Bonus on SPIA's?

Guarantee An Income For Life

Quality | Integrity | Expertise  

FSD Financial Services Fixed Annuities and Life

28720 Roadside Drive, #126 Agoura Hills, California 91301, United States

(800) 373-9697

FSD Financial Services - CA Insurance License #0B67385 - Non Resident Licensed in AL, AZ, CO, CT, FL, HI, GA, ID, IL, IA, KS, LA, MD, MI, MO, NV, NJ, OH, OK, OR, PA, TN, TX, UT, VA, WA, WI


Copyright © 2020 FSD Financial Services - All Rights Reserved.

Information enclosed is subject to change anytime - Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax. Disclaimers

Website by Jeff Affronti

FOR AGENT USE ONLY - CA Insurance License #0B67385

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