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  • Home
  • Deferred Annuity
    • MYGA Rates
    • Request A MYGA Quote
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    • Detailed SPIA Quote Form
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Immediate Annuity Agent Bonus

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Immediate Annuity Commission

Top Annuity Agent / Agency / Broker Dealer Contracts Available

Standard commission: 

  • Almost all Lifetime and period certain SPIA's pay a one time upfront commission
  • Most SPIA's pay a reasonable 3.00% agent level commission
  • The commissions are built into the illustration pricing of a SPIA
  • Most carriers require or allow direct deposit of the commission
  • Large premium case bonuses are available from FSD
  • Standard commission can range from 0.50% to 5.00% based on carrier


Reduced commission:

  • Short term period certain often have a reduced commission (under 10 years for example)
  • Some carriers reduce commission based on age of client. 
  • Some carriers will reduce commission on premiums over a certain amount. 
  • In the few states charging a premium tax, commission may excluded premium tax portion. 
  • On qualified funds a carrier may allow the agent to dial in commission from 0.00% to 5.00%


Non-Commission SPIA or NO LOAD:

  • No Load SPIA's do not always provide the highest income but often they do! 
  • Available for Immediate Income, Deferred (DIA) and QLAC 
  • Fee Based Advisors can use a NO LOAD SPIA in their practice
  • Use to fund life insurance and maximize death benefit


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Quality | Integrity | Expertise  

FSD Financial Services Fixed Annuities and Life

28720 Roadside Drive, #126 Agoura Hills, California 91301, United States

800-373-9697

FSD Financial & Insurance Services 

CaliforniA Insurance License #0B67385 - 

NON RESIDENT LICENSED IN AL, AZ, CO, CT, FL, HI, ID, IL, IA, KS, LA, MD, MI, MO, NV, NJ, OH, OK, OR, PA, TN, TX, VA, WA, WI


Copyright © 2022 FSD Financial Services - All Rights Reserved.

Information enclosed is subject to change anytime - Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax. Disclaimers

Website by Jeff Affronti 

FOR AGENT USE ONLY - CA Insurance License #0B67385

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