Hot MYGA Rate

Carrier Ratings: 

• A+ by AM BEST

5 Year Interest Rate:

• 5.25% For 5 Years

Surrender Charges NON- MVA:  

• 5 Year: 7%, 7%, 7%, 6%, 5%, 0% thereafter

Minimum Guarantee:  

• 2.90% after guarantee period (September 2023 issue dates)
• 3.00% after guarantee period (October 2023 issue dates)

Minimum Premium: 

• $100,000

Maximum Premium 

• $2,000,000 (0-70)
• $1,500,000 (71-75)
• $1,000,000 (76-80)
• $500,000 (81-85)

Issue Age: 

• 0-85

States NOT approved in: 

• NY

,Free Withdrawal:

• 10% Free Withdrawal starting year 2

Death Benefits:

• Full Contract Value Death Benefit 

Waivers: 

• Nursing home 
• Terminal illness 

Commission:

• 5 Year:
  2.00% (0-80)
  1.55% (81-85)