Hot MYGA Rate

Carrier Ratings: 

• A+ by AM BEST

5 Year Interest Rate:

• 5.25% For 5 Years  

Surrender Charges NON- MVA:  

• 5 Year: 7%, 7%, 7%, 6%, 5%, 0% thereafter

Minimum Guarantee:  

• 1.80% after guarantee period

Minimum Premium: 

• $100,000

Maximum Premium 

• $2,000,000 (0-70)
• $1,500,000 (71-75)
• $1,000,000 (76-80)
• $500,000 (81-85)

Issue Age: 

• 0-85

States NOT approved in: 

• AZ, MD, MT, NJ, NC, NY, OK, OR, WA

Free Withdrawal:

• 10% Free Withdrawal starting year 2

Death Benefits:

• Full Contract Value Death Benefit 

Waivers: 

• Nursing home 
• Terminal illness 

Commission:

• 5 Year:
  2.00% (0-80)
  1.55% (81-85)

Quarterly Production Requirement 

Bonus Commission 

• $500,000 – $999,999 = 0.50% 
• $1,000,000 – $1,749,999 = 0.75% 
• 1,750,000 – $2,499,999 = 1.00% 
• $2,500,000 + = 1.25% 

Q4 Incentive:  

FIT Series Example: 

Total quarterly single and lump sum premium production: 

$1,850,000 $1,850,000 X 1.00% = $18,500 in bonus commission paid

Finish Strong, Start Stronger

THE FINAL COUNTDOWN IS ON FOR 2022! 

It's time to drop the hammer on your single and lump sum premium business to get  rewarded more. 

Our Finish Strong, Start Stronger campaign runs through  

Earn bonus commission on all single premium dollars paid to any National Life annuity, including the multiyear guaranteed annuities (MYGA). 

Bonus will be paid after  the end of Q4 and Q1 based on the premiums paid and  applied during the quarter.  The more that pays the more you earn!