2, 3, 4, 5, 6, 7 or 10 Year MYGA

Company Ratings: 

• (A) by AM Best 
• (C-) by Weiss

Interest Rates:

• 2 Years
  4.85% ($100,000+)
  4.85% ($70,000 - $99,999)
  4.50% ($20,000 - $69,999) 
• 3 Years
  4.85% ($100,000+)
  4.85% ($70,000 - $99,999)
  4.50% ($20,000 - $69,999) 
• 4 Years    
  5.00% ($100,000+)
  5.00% ($70,000 - $99,999)
  4.65% ($20,000 - $69,999) 
• 5 Years  
  4.85% ($100,000+)
  4.85% ($70,000 - $99,999)
  4.50% ($20,000 - $69,999) 
• 6 Years
  5.30% ($100,000+)
  5.30% ($70,000 - $99,999)
  4.95% ($20,000 - $6,999) 
• 7 Years
  4.95% ($100,000+)
  4.95% ($70,000 - $99,999)
  4.60% ($20,000 - $69,999) 
• 10 Years
  5.60% ($100,000+)
  5.60% ($70,000 - $99,999)
  5.25% ($20,000 - $6,999)
  (California rates lower - Click here to view) 

Guarantee Periods: 

• Choose from the 3, 4, 5, 6, 7, or 10 year guaranteed term

Renewing Surrender Charges with MVA:

• 2-Year – 9%, 8% 
• 3-Year – 9% 8% 7%
• 4-Year – 9% 8% 7% 6%
• 5-Year – 9% 8% 7% 6% 5%
• 6-Year – 9% 8% 7% 6% 5% 4%
• 7-Year – 9% 8% 7% 6% 5% 4% 3% 
• 10-Year – 9% 9% 8% 7% 6% 5% 4% 3% 2% 1%
  (Calif. surrender charges lower and have NO MVA) 

Minimum Deposit:

• $20,000 low band
• $80,000 high band

Issue Age: 

• 0-89 

Not approved in these states: 

• DC, NY, PR, VT

Free Withdrawal: 

• 10% of account value 

Death Benefit: 

• Account value (No MVA or surrender charges) or spousal continuation option.

Commissions:

• 2 Year: 0.85% 0-79 / 0.425% 80-89
• 3 Year: 1.50% 0-79 / 0.75% 80-89
• 4 Year: 1.15% 0-79 / 0.575% 80-89
• 5 Year: 2.25% 0-79 / 1.25% 80-89
• 6 Year: 1.25% 0-79 / 0.625% 80-89
• 7 Year: 2.75% 0-79 / 1.375% 80-89
• 10 Year: 2.75% 0-79 / 1.375% 80-89

Agent Kit Request

Company Ratings: 

• (A) by AM Best 
• (C-) by Weiss

Interest Rates are HIGHER over $70,000

***California ONLY rates***

• 2 Years
  4.75% ($100,000+)
  4.75% ($70,000 - $99,999)
  4.40% ($20,000 - $69,999) 
• 3 Years   
  4.75% ($100,000+)
  4.75% ($70,000 - $99,999)
  4.40% ($20,000 - $69,999) 
• 4 Years
  4.85% ($100,000+)
  4.85% ($70,000 - $99,999)
  4.20% ($20,000 - $69,999) 
• 5 Years  
  4.70% ($100,000+)
  4.70% ($70,000 - $99,999)
  4.35% ($20,000 - $69,999) 
• 6 Years
  5.15% ($100,000+)
  5.15% ($70,000 - $99,999)
  4.80% ($20,000 - $69,999) 
• 7 Years
  4.80% ($100,000+)
  4.80% ($70,000 - $99,999)
  4.45% ($20,000 - $69,999) 
• 10 Years
  5.55% ($100,000+)
  5.45% ($70,000 - $99,999)
  5.10% ($20,000 - $69,999)
  (National rates higher - Click here to view) 

Guarantee Periods: 

• Choose from the 3, 4, 5, 6, 7, or 10 year guaranteed term

CA ONLY - Renewing Surrender Charges with NO MVA:

• 2-Year – 8%, 8% 
• 3-Year – 8% 8% 7%
• 4-Year – 8% 8% 7% 6%
• 5-Year – 8% 8% 7% 6% 5%
• 6-Year – 8% 8% 7% 6% 5% 4%
• 7-Year – 8% 8% 7% 6% 5% 4% 3% 
• 10-Year – 8% 8% 7% 6% 5% 4% 3% 2% 1% 0%
  (Calif. surrender charges lower and have NO MVA) 

Minimum Deposit:

• $20,000 low band
• $80,000 high band

Issue Age: 

• 0-89 

Not approved in these states: 

• DC, NY, PR, VT (Colorado Non-Qualified not available)

Free Withdrawal: 

• 10% of account value 

Death Benefit: 

• Account value (No MVA or surrender charges) or spousal continuation option.

Commissions:

• 2 Year: 0.85% 0-79 / 0.425% 80-89
• 3 Year: 1.50% 0-79 / 0.75% 80-89
• 4 Year: 1.15% 0-79 / 0.575% 80-89
• 5 Year: 2.25% 0-79 / 1.25% 80-89
• 6 Year: 1.25% 0-79 / 0.625% 80-89
• 7 Year: 2.75% 0-79 / 1.375% 80-89
• 10 Year: 2.75% 0-79 / 1.375% 80-89