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  • Home
  • Deferred Annuity
    • MYGA Rates
    • Request A MYGA Quote
    • Split Annuity Quote
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    • Indexed Rate Sheets
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2,3,4,5,6,7 or 10 Year MYGA

Check Out This guaranteed MYGA interest rate

Interest Rates: 

Rates are HIGHER over $80,000

  • 2 Years
    4.40% ($80,000+)
    4.05% ($20,000 - $79,999) 
  • 3 Years
    4.80% ($80,000+)
    4.45% ($20,000 - $79,999)
  • 4 Years    
    5.10% ($80,000+)
    4.75% ($20,000 - $79,999) 
  • 5 Years  
    5.00% ($80,000+)
    4.65% ($20,000 - $79,999) 
  • 6 Years
    5.20% ($80,000+)
    4.85% ($20,000 - $79,999) 
  • 7 Years
    4.80% ($80,000+)
    4.45% ($20,000 - $79,999) 
  • 10 Years
    4.80% ($80,000+)
    4.45% ($20,000 - $79,999)
    (California rates lower - Click here to view) 

Guarantee Periods: 

  • Choose from the 3, 4, 5, 6, 7, or 10 year guaranteed term

Renewing Surrender Charges with MVA:

  • 2-Year – 9%, 8% 
  • 3-Year – 9% 8% 7%
  • 4-Year – 9% 8% 7% 6%
  • 5-Year – 9% 8% 7% 6% 5%
  • 6-Year – 9% 8% 7% 6% 5% 4%
  • 7-Year – 9% 8% 7% 6% 5% 4% 3% 
  • 10-Year – 9% 9% 8% 7% 6% 5% 4% 3% 2% 1%
    (Calif. surrender charges lower and have NO MVA) 

Minimum Deposit:

  • $20,000 low band
  • $80,000 high band

Issue Age: 

  • 0-89 

Not approved in these states: 

  • CT, NY, VT

Free Withdrawal: 

  • 10% of account value 

Death Benefit: 

  • Account value (No MVA or surrender charges) or spousal continuation option.

Commissions:

  • 2 Year: 0.85% 0-79 / 0.425% 80-89
  • 3 Year: 1.50% 0-79 / 0.75% 80-89
  • 4 Year: 1.15% 0-79 / 0.575% 80-89
  • 5 Year: 2.25% 0-79 / 1.25% 80-89
  • 6 Year: 1.25% 0-79 / 0.625% 80-89
  • 7 Year: 2.75% 0-79 / 1.375% 80-89
  • 10 Year: 2.75% 0-79 / 1.375% 80-89

Company Ratings: 

  • A- by A.M. Best 

Agent Kit Request

Interest Rates are HIGHER over $80,000


***California ONLY rates***

  • 2 Years
    4.30% ($80,000+)
    3.95% ($20,000 - $79,999) 
  • 3 Years   
    4.70% ($80,000+)
    4.35% ($20,000 - $79,999) 
  • 4 Years
    4.95% ($80,000+)
    4.60% ($20,000 - $79,999) 
  • 5 Years  
    4.85% ($80,000+)
    4.50% ($20,000 - $79,999) 
  • 6 Years
    5.05% ($80,000+)
    4.70% ($20,000 - $79,999) 
  • 7 Years
    4.65% ($80,000+)
    4.30% ($20,000 - $79,999) 
  • 10 Years
    4.55% ($80,000+)
    4.30% ($20,000 - $79,999)
    (National rates higher - Click here to view) 

Guarantee Periods: 

  • Choose from the 3, 4, 5, 6, 7, or 10 year guaranteed term

CA ONLY - Renewing Surrender Charges with NO MVA:

  • 2-Year – 8%, 8% 
  • 3-Year – 8% 8% 7%
  • 4-Year – 8% 8% 7% 6%
  • 5-Year – 8% 8% 7% 6% 5%
  • 6-Year – 8% 8% 7% 6% 5% 4%
  • 7-Year – 8% 8% 7% 6% 5% 4% 3% 
  • 10-Year – 8% 8% 7% 6% 5% 4% 3% 2% 1% 0%
    (Calif. surrender charges lower and have NO MVA) 

Minimum Deposit:

  • $20,000 low band
  • $80,000 high band

Issue Age: 

  • 0-89 

Not approved in these states: 

  • CT, NY, VT

Free Withdrawal: 

  • 10% of account value 

Death Benefit: 

  • Account value (No MVA or surrender charges) or spousal continuation option.

Commissions:

  • 2 Year: 0.85% 0-79 / 0.425% 80-89
  • 3 Year: 1.50% 0-79 / 0.75% 80-89
  • 4 Year: 1.15% 0-79 / 0.575% 80-89
  • 5 Year: 2.25% 0-79 / 1.25% 80-89
  • 6 Year: 1.25% 0-79 / 0.625% 80-89
  • 7 Year: 2.75% 0-79 / 1.375% 80-89
  • 10 Year: 2.75% 0-79 / 1.375% 80-89

Company Ratings: 

  • A- by A.M. Best 

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We focus on the guarantees, not the assumptions!

Quality | Integrity | Expertise 

FSD Financial Services Fixed Annuities and Life

28720 Roadside Drive, #126 Agoura Hills, California 91301, United States

(800) 373-6973 - (818) 881-6970

FSD Financial & Insurance Services 

CaliforniA Insurance License #0B67385 - 

NON RESIDENT LICENSED IN AL, AZ, CO, CT, FL, HI, ID, IL, IA, KS, LA, MD, MI, MO, NV, NJ, OH, OK, OR, PA, TN, TX, VA, WA, WI


Copyright © 2022 FSD Financial Services - All Rights Reserved.

Information enclosed is subject to change anytime - Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax. Disclaimers

Website by Jeff Affronti 

FOR AGENT USE ONLY - CA Insurance License #0B67385

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