Fixed Annuities and Life Insurance FSD Financial Services Division

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3, 5 or 7 Year Fixed Rate Options

3, 5 or 7 Year guaranteed interest rates

Features of this walk away at end of term MYGA:

Three Interest Rate Terms To Choose From:

  • 2.00% Interest Rate Guarantee For 3 Year Term
  • 2.45% Interest Rate Guarantee For 5 Year Term
  • 2.55% Interest Rate Guarantee For 7 Year Term

Guaranteed Periods: 

  • 3 Years  
  • 5 Years
  • 7 Years

Surrender Charges: 

  • 3 year term: 8.0%, 7.0%, 6.0%, 0.0% Thereafter
  • 5 year term: 8.0%, 7.0%, 6.0%, 5.0%, 4.0%, 0.0% Thereafter
  • 7 year term:
    Ages 0-55: 12%, 11%, 10%, 8%, 6%, 5%, 4%, 0% Thereafter
    Ages 56+: 8%, 7%, 6%, 5%, 4.5%, 3.5%, 2.5%, 0% Thereafter
    +/- MVA during guarantee period all terms

Minimum Deposit:

  • $10,000

Issue Age: 

  • 0-90 
  • 0-85 on 7 year term
  • 0-85 in OK

States NOT approved in:

  • DE, NY

Free Withdrawal: 

  • Accumulated Interest

Death Benefits: 

  • Full Accumulation Value Death Benefit 

Carrier Ratings: 

  • B++ by A.M. Best (3 ratings upgrades since 2012!)

Waivers:  

  • Nursing Home & Disability Waiver 

Commission:

  • 3 Year Term:
    2.00% (0-80) and
    1.00% (81-90)
  • 5 Year Term:
    3.25% (0-80) and
    1.50% (81-90)
  • 7 Year Term:  
    4.00% (0-80) and
    2.00% (81-85) 

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Would you like more information on this MYGA?

1.00% 1ST YEAR ENHANCEMENT

5 Year MYGA rate With 1.00% 1st YEAR EnhanceMent

Features of this walk away at end of term MYGA:

Guaranteed Interest Rate:

  • 3.55% Year 1
    2.55% Years 2 -5
    (2.75% Yield) or available as a level 2.75% rate if desired

Guaranteed Period: 

  • 5 Years

Surrender Charges: 

  • 5 year term: 8.1%, 7.3%, 6.4%, 5.5%, 4.5%, 0.0% Thereafter
    +/- MVA during guarantee period | (No MVA in PA & MO)

Minimum Deposit:

  • $10,000

Issue Age: 

  • 0-90 (85 in OK)

States NOT approved in:

  • DE, NY

Free Withdrawal: 

  • Accumulated Interest

Death Benefits: 

  • Full Accumulation Value Death Benefit 

Carrier Ratings: 

  • B++ by A.M. Best (3 ratings upgrades since 2012!)

Waivers:  

  • Nursing Home & Disability Waiver 

Commission:

  • 5 Year Term:
    2.00% (0-80) and
    0.40% (81-90)

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Get AN AGENT KIT

FSD Financial Services - CA Insurance License #0B67385 - Non Resident Licensed in AL, AZ, CO, CT, FL, HI, GA, ID, IL, IA, KS, LA, MD, MI, MO, NV, NJ, OH, OK, OR, PA, TN, TX, UT, VA, WA, WI


Copyright © 2020 FSD Financial Services - All Rights Reserved.

Information enclosed is subject to change anytime - Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax. Disclaimers

Website by Jeff Affronti

FOR AGENT USE ONLY - CA Insurance License #0B67385

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