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3, 5 or 7 Year guaranteed interest rates

Features of this walk away at end of term MYGA:

Three Interest Rate Terms To Choose From:

  • 2.35% Interest Rate Guarantee For 3 Year Term
  • 2.60% Interest Rate Guarantee For 5 Year Term
  • 2.80% Interest Rate Guarantee For 7 Year Term

Guaranteed Periods: 

  • 3 Years  
  • 5 Years
  • 7 Years

Surrender Charges: 

  • 3 year term: 8.0%, 7.0%, 6.0%, 0.0% Thereafter
  • 5 year term: 8.0%, 7.0%, 6.0%, 5.0%, 4.0%, 0.0% Thereafter
  • 7 year term:
    Ages 0-55: 12%, 11%, 10%, 8%, 6%, 5%, 4%, 0% Thereafter
    Ages 56+: 8%, 7%, 6%, 5%, 4.5%, 3.5%, 2.5%, 0% Thereafter
    +/- MVA during guarantee period all terms

Minimum Deposit:

  • $10,000

Issue Age: 

  • 0-90 
  • 0-85 on 7 year term
  • 0-85 in OK

States NOT approved in:

  • DE, MN, NH, NY

Free Withdrawal: 

  • Accumulated Interest

Death Benefits: 

  • Full Accumulation Value Death Benefit 

Carrier Ratings: 

  • B++ by A.M. Best (3 ratings upgrades since 2012!)

Waivers:  

  • Nursing Home & Disability Waiver 

Commission:

  • 3 Year Term:
    2.00% (0-80) and
    1.00% (81-90)
  • 5 Year Term:
    3.25% (0-80) and
    1.50% (81-90)
  • 7 Year Term:  
    4.00% (0-80) and
    2.00% (81-85) 

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We focus on the guarantees, not the assumptions!

Quality | Integrity | Expertise  

FSD Financial Services Fixed Annuities and Life

5530 Corbin Ave, Suite 101, Tarzana, CA 91356, US

(800) 373-9697