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"A" Rated Carrier MYGA Terms

Choose A MYGA Rate Guarantees - 3, 5, 7 or 10 Years

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Basic Details & Features

Interest Rates

  • 3 Year:
    2.35% ($100,000+ Premium),
    2.25% ($15,000 - $99,999)
  • 5 Year:
    2.70% ($100,000+ Premium),
    2.60% ($15,000 - $99,999)
  • 7 Year:
    2.75% ($100,000+ Premium),  
    2.65% ($15,000 - $99,999)
  • 10 Year:
    2.75% ($100,000+ Premium),
    2.65% ($15,000 - $99,999)

Guaranteed Periods

  • 3, 5 7 or 10 Years 

Surrender Charges +/- MVA: 

  • 3 Years: 9.4%, 8.5%, 7.5%*
  • 5 Years: 9.4%, 8.5%, 7.5%,  6.5%, 5.5%*
  • 7 Years: 9.4%, 8.5%, 7.5%,  6.5%, 5.5%, 4.5%, 3.5% *
  • 10 Years: 9.4%, 8.5%, 7.5%, 6.5%, 5.5%, 4.5%, 3.5%, 2.5%, 1.5%, 0.5% *
    *30 Day free exit window after term then repeats from year 1 

Deposit: 

  • $15,000 Minimum
  • $1.000.000 Maximum 

Issue Age:

  • 3 and 5 Year: 0-93
  • 7 Year: 0-90
  • 10 Year: 0-80
    May vary by state 

States NOT approved in: 

  • CA, NY 

Free Withdrawal:

  • Interest payments OK immediately (NO 10% Avail)
    First 30 days of each subsequent surrender charge period
    Regularly scheduled payments of interest earnings
    Required minimum distribution

Death Benefits

  • Full Death Benefit 

Commission: 

  • 3 Year: 1.50% (0-80), 0.75% (81-85), 0.50% (86-93) 
  • 5 Year: 2.00% (0-80), 1.00% (81-85), 0.77% (86-93) 
  • 7 Year: 2.00% (0-80), 1.00% (81-85), 0.77% (86-90) 
  • 10 Year: 3.00% (0-80)  

Waivers: 

  • Terminal conditions & Nursing home residency

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FSD Financial Services Fixed Annuities and Life

5530 Corbin Ave, Suite 101, Tarzana, CA 91356, US

(800) 373-9697