Choose A MYGA Rate Guarantees - 3, 5, 7 or 10 Years

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Basic Details & Features

  • Interest Rates:
    3 Year: 2.60% ($100,000+ Premium), 2.50% ($15,000 - $99,999)
    5 Year: 3.00% ($100,000+ Premium), 2.90% ($15,000 - $99,999)
    7 Year: 3.10% ($100,000+ Premium),  3.00% ($15,000 - $99,999)
    10 Year: 3.10% ($100,000+ Premium), 3.00% ($15,000 - $99,999)
  • Guaranteed Periods: 3, 5 7 or 10 Years 
  • Surrender Charges +/- MVA:
    3 Years: 9.4%, 8.5%, 7.5%*
    5 Years: 9.4%, 8.5%, 7.5%,  6.5%, 5.5%*
    7 Years: 9.4%, 8.5%, 7.5%,  6.5%, 5.5%, 4.5%, 3.5% *
    10 Years: 9.4%, 8.5%, 7.5%, 6.5%, 5.5%, 4.5%, 3.5%, 2.5%, 1.5%, 0.5% *
    *30 Day free exit window after term then repeats from year 1 
  • Deposit: $15,000 Minimum - $1.000.000 Maximum 
  • Issue Age:
    3 and 5 Year: 0-93
    7 Year: 0-90
    10 Year: 0-80
    Mary vary by state 
  • States NOT approved in: CA, NY 
  • Free Withdrawal:  
    Interest payments OK immediately (NO 10% Avail)
    First 30 days of each subsequent surrender charge period
    Regularly scheduled payments of interest earnings
    Required minimum distribution
  • Death Benefits: Full Death Benefit 
  • Commission:
    3 Year: 1.50% (0-80), 0.75% (81-85), 0.50% (86-93)
    5 Year: 2.00% (0-80), 1.00% (81-85), 0.77% (86-93)
    7 Year: 2.00% (0-80), 1.00% (81-85), 0.77% (86-90)
    10 Year: 3.00% (0-80)  
  • Waivers: Terminal conditions & Nursing home residency

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We focus on the guarantees, not the assumptions!

Quality | Integrity | Expertise  

FSD Financial Services Fixed Annuities and Life

5530 Corbin Ave, Suite 101, Tarzana, CA 91356, US

(800) 373-9697