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Guaranteed interest rate annuity options

Some Features of this MYGA:

Interest Rate: 

  • 3 Year - 2.10%
  • 4 Year - 2.45%
  • 5 Year - 2.50%
  • 6 Year - 2.90%
  • 7 Year - 2.75%
  • 8 Year - 3.05%
  • 9 Year - 2.90%
  • 10 Year - 2.95%

Guaranteed Period: 

  • Choose a guaranteed period and rate from 3 - 10  Years:

Surrender Charges:  

  • 3 Year - 10%, 9%, 8%
  • 4 Year - 10%, 9%, 8%, 7%
  • 5 Year - 10%, 9%, 8%, 7%, 6%
  • 6 Year - 10%, 9%, 8%, 7%, 6%, 5%
  • 7 Year - 10%, 9%, 8%, 7%, 6%, 5%, 4%
  • 8 Year - 10%, 9%, 8%, 7%, 6%, 5%, 4%, 3%
  • 9 Year - 10%, 9%, 8%, 7%, 6%, 5%, 4%, 3%, 2%
  • 10 Year - 10%, 9%, 8%, 7%, 6%, 5%, 4%, 3%, 2%, 1%
    30 Day Window then charges renew. +/- MVA 

Issue Age

  • 18-85

Premiums:

  • $20,000 - $1,000,000
  • $500,000 max age 81+

States NOT approved in: 

  • AL, NY, MS, MT, WV, VT 

Free Withdrawals: 

  • All interest earned only in the first contract year, may be withdrawn immediately. 
  • 10% Free Withdrawal Provision after the first contract year.

Death Benefits: 

  • Full Death Benefit 

Commission: 

  • 3 Year:
    1.00% (0-75)
    0.50% (76-80)
    0.38% (81-85)
  • 4 Year:
    1.30% (0-75)
    0.55% (76-80)
    0.45% (81-85)
  • 5 Year:
    2.50% (0-75)
    1.50% (76-80)
    1.15% (81-85)
  • 6 Year:
    1.25% (0-75)
    0.75% (76-80)
    0.55% (81-85) 
  • 7 Year:
    2.50% (0-75)
    1.50% (76-80)
    1.15% (81-85)
  • 8 Year:
    1.45% (0-75)
    0.90% (76-80)
    0.60% (81-85)
  • 9 Year:
    2.75% (0-75)
    1.75% (76-80)
    1.20% (81-85)
  • 10 Year:
    3.00% (0-75)
    2.00% (76-80)
    1.50% (81-85)

Waiver of Surrender Charges: 

  • Home Health Care 
  • Terminal Illness
  • Nursing Home

Company Ratings: 

  • A- by A.M. Best 

Would you like AN AGENT KIT FOR THIS MYGA?

Get started here,

We focus on the guarantees, not the assumptions!

 Quality | Integrity | Expertise 

FSD Financial Services Fixed Annuities and Life

5530 Corbin Ave, Suite 101, Tarzana, CA 91356, US

(800) 373-9697