Fixed Annuities and Life Insurance FSD Financial Services Division

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8 Terms - 1 MYGA Product

Guaranteed interest rate annuity options

Some Features of this MYGA:

Interest Rate: 

  • 3 Year - 1.60%
  • 4 Year - 2.25%
  • 5 Year - 2.35%
  • 6 Year - 2.65%
  • 7 Year - 2.50%
  • 8 Year - 2.70%
  • 9 Year - 2.55%
  • 10 Year - 2.60%

Guaranteed Period: 

  • Choose a guaranteed period and rate from 3 - 10  Years:

Surrender Charges:  

  • 3 Year - 10%, 9%, 8%
  • 4 Year - 10%, 9%, 8%, 7%
  • 5 Year - 10%, 9%, 8%, 7%, 6%
  • 6 Year - 10%, 9%, 8%, 7%, 6%, 5%
  • 7 Year - 10%, 9%, 8%, 7%, 6%, 5%, 4%
  • 8 Year - 10%, 9%, 8%, 7%, 6%, 5%, 4%, 3%
  • 9 Year - 10%, 9%, 8%, 7%, 6%, 5%, 4%, 3%, 2%
  • 10 Year - 10%, 9%, 8%, 7%, 6%, 5%, 4%, 3%, 2%, 1%
    30 Day Window then charges renew. +/- MVA 

Issue Age: 

  • 18-85

Premiums:

  • $20,000 - $1,000,000
  • $500,000 max age 81+

States NOT approved in: 

  • AL, NY, MS, MT, WV, VT 

Free Withdrawals: 

  • All interest earned only in the first contract year, may be withdrawn immediately. 
  • 10% Free Withdrawal Provision after the first contract year.

Death Benefits: 

  • Full Death Benefit 

Commission: 

  • 3 Year:
    1.00% (0-75)
    0.50% (76-80)
    0.38% (81-85)
  • 4 Year:
    1.30% (0-75)
    0.55% (76-80)
    0.45% (81-85)
  • 5 Year:
    2.50% (0-75)
    1.50% (76-80)
    1.15% (81-85)
  • 6 Year:
    1.25% (0-75)
    0.75% (76-80)
    0.55% (81-85) 
  • 7 Year:
    2.50% (0-75)
    1.50% (76-80)
    1.15% (81-85)
  • 8 Year:
    1.45% (0-75)
    0.90% (76-80)
    0.60% (81-85)
  • 9 Year:
    2.75% (0-75)
    1.75% (76-80)
    1.20% (81-85)
  • 10 Year:
    3.00% (0-75)
    2.00% (76-80)
    1.50% (81-85)

Waiver of Surrender Charges: 

  • Home Health Care 
  • Terminal Illness
  • Nursing Home

Company Ratings: 

  • "A-" by A.M. Best 
  • "B+" by Weiss

Request An Agent Kit

Would you like AN AGENT KIT FOR THIS MYGA?

We focus on the guarantees, not the assumptions!

 Quality | Integrity | Expertise 

FSD Financial Services - CA Insurance License #0B67385 - Non Resident Licensed in AL, AZ, CO, CT, FL, HI, GA, ID, IL, IA, KS, LA, MD, MI, MO, NV, NJ, OH, OK, OR, PA, TN, TX, UT, VA, WA, WI


Copyright © 2020 FSD Financial Services - All Rights Reserved.

Information enclosed is subject to change anytime - Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax. Disclaimers

Website by Jeff Affronti

FOR AGENT USE ONLY - CA Insurance License #0B67385

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