FSD Insurance & Financial Services - Independent Fixed Annuity & Life Insurance IMO

  • Home
  • Deferred Annuity
    • MYGA Rates
    • Request A MYGA Quote
    • Split Annuity Quote
    • Savings Comparison Quote
    • Annuity Commissions
  • Immediate Annuity
    • Basic SPIA Quote Request
    • Detailed SPIA Quote Form
    • SPIA With Liquidity
    • Medically Underwritten
    • Types Of SPIA
    • SPIA Commission
  • FIA
    • Fixed Indexed Annuities
    • FIA Quote Request
  • Life
    • Single Primum IUL Info
    • Life Insurance Quotes
    • Life Insurance Commission
    • SPWL Quotes
  • Agent Area
    • Deferred Rate Sheets
    • Indexed Rate Sheets
    • Agent Appointment
    • Annuity webinars training
    • FSD-Spreads-Downloads
    • Specimen Contracts
    • Qualified Plan Options
    • Rewards/Contest
    • News Keep Aware Of
  • About Us
    • Who we are
    • Contact Us
    • Annuity Blog By Jeff
    • Disclaimer - Terms Of Use
  • More
    • Home
    • Deferred Annuity
      • MYGA Rates
      • Request A MYGA Quote
      • Split Annuity Quote
      • Savings Comparison Quote
      • Annuity Commissions
    • Immediate Annuity
      • Basic SPIA Quote Request
      • Detailed SPIA Quote Form
      • SPIA With Liquidity
      • Medically Underwritten
      • Types Of SPIA
      • SPIA Commission
    • FIA
      • Fixed Indexed Annuities
      • FIA Quote Request
    • Life
      • Single Primum IUL Info
      • Life Insurance Quotes
      • Life Insurance Commission
      • SPWL Quotes
    • Agent Area
      • Deferred Rate Sheets
      • Indexed Rate Sheets
      • Agent Appointment
      • Annuity webinars training
      • FSD-Spreads-Downloads
      • Specimen Contracts
      • Qualified Plan Options
      • Rewards/Contest
      • News Keep Aware Of
    • About Us
      • Who we are
      • Contact Us
      • Annuity Blog By Jeff
      • Disclaimer - Terms Of Use
  • Sign In
  • Create Account

  • Bookings
  • My Account
  • Signed in as:

  • filler@godaddy.com


  • Bookings
  • My Account
  • Sign out

Signed in as:

filler@godaddy.com

  • Home
  • Deferred Annuity
    • MYGA Rates
    • Request A MYGA Quote
    • Split Annuity Quote
    • Savings Comparison Quote
    • Annuity Commissions
  • Immediate Annuity
    • Basic SPIA Quote Request
    • Detailed SPIA Quote Form
    • SPIA With Liquidity
    • Medically Underwritten
    • Types Of SPIA
    • SPIA Commission
  • FIA
    • Fixed Indexed Annuities
    • FIA Quote Request
  • Life
    • Single Primum IUL Info
    • Life Insurance Quotes
    • Life Insurance Commission
    • SPWL Quotes
  • Agent Area
    • Deferred Rate Sheets
    • Indexed Rate Sheets
    • Agent Appointment
    • Annuity webinars training
    • FSD-Spreads-Downloads
    • Specimen Contracts
    • Qualified Plan Options
    • Rewards/Contest
    • News Keep Aware Of
  • About Us
    • Who we are
    • Contact Us
    • Annuity Blog By Jeff
    • Disclaimer - Terms Of Use

Account


  • Bookings
  • My Account
  • Sign out


  • Sign In
  • Bookings
  • My Account

MYGA 2, 3, 4 and 5 year options

Multi-Year Guarantee Annuity Product:

Carrier Ratings:

  • A- by A.M. Best

Interest Rate:

  • 2 Year Term:
    4.40% For 2 Years (<$100,000+)
    4.30% For 2 Years (>$100,000)
  • 3 Year Term:
    4.60% For 2 Years (<$100,000+)
    4.35% For 2 Years (>$100,000)
  • 4 Year Term:
    4.75% For 4 Years ($100,000+)
    4.55% For 4 Years (>$100,000)
  • 5 Year Term:
    5.00% For 5 Years ($100,000+)
    4.80% For 5 Years (>$100,000)

Surrender Charges +/- MVA: 

  • 2 Year: (% = 8, 7) 45 day window
  • 3 Year: (% = 8, 7, 6) 45 day window
  • 4 Year: (% = 8, 8, 7, 6) 45 day window
  • 5 Year: (% = 8, 8, 7, 6, 5) 45 day window

Minimum Deposit: 

  • $25,000
  • $2,000,000 Maximum

Issue Age: 

  • 0-95

Approved States: 

  • AL, AZ, AR, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NH, NJ, NM, NC, OH, OK, PA, RI, TN, TX, VT, VA, WV, WI, WY 

Free Withdrawal:

  • 10% Free Withdrawal (cumulative to 20% max)

Death Benefits:

  • Full Contract Value Death Benefit 

Waivers: 

  • Nursing home 
  • Terminal illness 

Commission:

  • 2 Year:  
    1.20% (0-80)  
    0.50% (81-90)
    0.25% (91-95)
  • 3 Year:  
    1.80% (0-80)
    0.85% (81-90)
    0.45% (91-95)
  • 4 Year:
    1.80% (0-80)
    0.85% (81-90)
    0.45% (91-95) 
  • 5 Year:
    2.50% (0-80)
    1.10% (81-90)
    0.45% (91-95) 

Get an agent kit

Get an agent kit

2, 3, 4 and 5 year MYGA Rates

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Quality | Integrity | Expertise  

FSD Financial & Insurance Services 

CaliforniA Insurance License #0B67385 - 

NON RESIDENT LICENSED IN AL, AZ, CO, CT, FL, HI, ID, IL, IA, KS, LA, MD, MI, MO, NV, NJ, OH, OK, OR, PA, TN, TX, VA, WA, WI


Copyright © 2022 FSD Financial Services - All Rights Reserved.

Information enclosed is subject to change anytime - Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax. Disclaimers

Website by Jeff Affronti 

FOR AGENT USE ONLY - CA Insurance License #0B67385

  • Home

Cookie Policy

This website uses cookies. By continuing to use this site, you accept our use of cookies.

Close