MYG Annuity 5 or 7 (A+)

Company Ratings:

• (A+) by AM Best 
• (A+) by Standard & Poor's 
• (A1) by Moody's
• (C) by Weiss
• (90) Comdex

Interest Rate (MOST STATES) 

• 5 Year Term:
  4.70% For 5 Years ($100,000+)
  4.45% For 5 Years ($10,000 -$99,999)
• 7 Year Term:
  4.70% For 7 Years ($100,000+)
  4.45% For 7 Years ($10,000 -$99,999)

Interest Rate (California Non-MVA)  

• 5 Year Term:
  4.30% For 5 Years ($100,000+)
  4.05% For 5 Years ($10,000 -$99,999)
• 7 Year Term:
  4.35% For 7 Years ($100,000+)
  4.10% For 7 Years ($10,000 -$99,999)

Guaranteed Periods: 

• 5 or 7 Years

Surrender Charges +/-MVA 

• 5-Year (7%, 8%, 6%, 5%, 4%, 0%)
• 7-Year (7%, 8%, 6%, 5%, 4%, 3%, 2%, 0%)
• No MVA in California

Minimum Deposit: 

• $10,000

Issue Age: 

• 0-90

States NOT approved in: 

• DC, PR, NJ, NY

Free Withdrawal:

• 10% of contract value all years
• RMD OK 

Death Benefits:

• Full Contract Value Death Benefit 

Waivers: Not available in all states

• Nursing Home (max age 80)
• Terminal condition

Commission:

• 5 Year:
  2.50% - (0-75)
  1.85% - (76-80)
  1.25% - (81-85)
  0.60% - (86 - 90)
• 7 Year:
  3.00% - (0-75)
  2.25% - (76-80)
  1.50% - (81-85)
  0.75% - (86 - 90)