Hot MYGA Rate

Interest Rate:

• 5 Year Term:
  5.50% For 5 Years (No Withdrawals)
  5.30% For 5 Years (10% free Withdrawals) 
• 7 Year Term:
  5.60% For 7 Years (No Withdrawals)
  5.40% For 7 Years (10% free Withdrawals) 

Surrender Charges +/- MVA:  

• 5 Year: (% = 9, 8, 7, 6, 5) 30 day window
• 7 Year: (% = 9, 8, 7, 6, 5, 4, 3) 30 day window

Minimum Deposit: 

• $10,000

Issue Age: 

• 0-85

States NOT approved in: 

• CA, MA, ME (NY rates LOWER & 7 year not approved)

Free Withdrawal:

• RMD OK
• A choice of 10% Free Withdrawal or No Free Withdrawal

Death Benefits:

• Full Contract Value Death Benefit 

Waivers: 

• Nursing home 
• Terminal illness 

Commission:

• 5 Year:
  2.00% - (Ages 0-80)  (2.10% E-APP)
  1.00% - (81-85) (1.10% E-APP)
• 7 Year:
  2.50% - (Ages 0-80)  (2.60% E-APP)
  1.25% - (81-85) (1.35% E-APP) 

Carrier Ratings: 

• B++ by A.M.