Fixed Annuities and Life Insurance FSD Financial Services Division
Have Clients Who Are Risk Averse? See Us First!
Where life insurance licensed professionals go for the guaranteed options in their planning.
Income & Accumulation Strategies
Deferred, Immediate & Fixed Indexed Annuities
(MYGA) Multi-Year Guarantee Annuities
Basic Features Of MYG Deferred Annuities:
- Guarantees Gains Every Year
- Annuity interest earned is tax deferred until withdrawn, in most cases
- Initial rate guarantee period 2 to 10 years
- Contractual minimum interest rate after initial guarantee
- Know exactly how much will be earned from day one, no assump
(MYGA) Multi-Year Guarantee Annuities
Basic Features Of MYG Deferred Annuities:
- Guarantees Gains Every Year
- Annuity interest earned is tax deferred until withdrawn, in most cases
- Initial rate guarantee period 2 to 10 years
- Contractual minimum interest rate after initial guarantee
- Know exactly how much will be earned from day one, no assumptions, just guarantees
- Surrender penalty may apply if a contract is surrendered early or withdrawals exceed the contractual free amount
- Interest rate is net of all internal fees no added upfront or annual fees
- Lifetime income via annuitization available with no fees
- LTC Annuity
(SPIA) Single Premium Immediate Annuities
The Insurance Product Built To
Guarantee Lifetime Income NOW!
- Single or Joint Lifetime Income
- Beneficiary Guarantees With Installment or Cash Refunds
- Fixed Period Term Certain Only (5-30 Years)
- Non Qualified | Qualified | QLAC | Roth Funds Accepted
- Liquidity and Commutations Features
- Cost Of Living Adj
(SPIA) Single Premium Immediate Annuities
The Insurance Product Built To
Guarantee Lifetime Income NOW!
- Single or Joint Lifetime Income
- Beneficiary Guarantees With Installment or Cash Refunds
- Fixed Period Term Certain Only (5-30 Years)
- Non Qualified | Qualified | QLAC | Roth Funds Accepted
- Liquidity and Commutations Features
- Cost Of Living Adjustments For Inflation (1% - 10%)
- Rated Age Medially Underwritten
- Deferred Start (DIA) (QLAC)
- A portion of payments may be tax excluded
- No charge direct deposit of annuity payments
- Basic SPIA Quotes
- Detailed SPIA Quotes
- SPIA With Liquidity
- Immediate Annuity Commission
(FIA) Fixed Indexed Annuities
The potential to earn higher rates than other fixed annuities currently guarantee!
- Unique Un-Capped Crediting Methods
- Lifetime Income Rider Options
- Liquidity Options
- Simple To Understand Pt. 2 Pt. Crediting Index Crediting Methods
- Annually Reset & Lock-In Interest Gains
- No Annual/Upfront Fees
- Indexed Linked Retur
(FIA) Fixed Indexed Annuities
The potential to earn higher rates than other fixed annuities currently guarantee!
- Unique Un-Capped Crediting Methods
- Lifetime Income Rider Options
- Liquidity Options
- Simple To Understand Pt. 2 Pt. Crediting Index Crediting Methods
- Annually Reset & Lock-In Interest Gains
- No Annual/Upfront Fees
- Indexed Linked Returns
- Minimum Guaranteed Interest Rate
- Free Withdrawal Provisions
- Waivers
- Alternative To Fixed Rates
- Available From Many Insurers
- Historical & Hypothetical Illustrations