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Fixed Annuities & Life

The Insurance Product To Guarantee Lifetime Income NOW!

Here are some immediate annuities features and benefits:

• Single or Joint Lifetime Income
• Beneficiary Guarantees With Installment or Cash Refunds
• Fixed Period Term Certain Only (5-30 Years)
• Non Qualified | Qualified | QLAC | Roth Funds Accepted
• Liquidity and Commutations Features
• Cost Of Living Adjustments For Inflation (1% - 10%)
• Rated Age Medially Underwritten  
• Deferred Start (DIA) (QLAC)
• A portion of payments may be tax excluded
• To Fund Life Insurance
• No charge direct deposit of annuity payments

Basic Features Of A MYGA:

• Guarantees Gains Every Year
• Annuity interest earned is tax deferred until withdrawn, in most cases 
• Initial rate guarantee period 3 to 10 years
• No less than the contractual minimum interest rate after initial guarantee
• Know exactly how much will be earned from day one, no assumptions, just guarantees
• Surrender penalty may apply if a contract is surrendered early or withdrawals exceed the contractual free amount
• Interest rate is net of all internal fees no added upfront or annual fees
• Lifetime income via annuitization available with no fees