FSD Financial Services Division Fixed Annuities and Life Insurance
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Where life insurance licensed professionals go for the guaranteed options in their planning.
Income & Accumulation Strategies
Deferred, Immediate & Fixed Indexed Annuities
(MYGA) Multi-Year Guarantee Annuities
Basic Features Of MYG Deferred Annuities:
- Guarantees Gains Every Year
- Annuity interest earned is tax deferred until withdrawn, in most cases
- Initial rate guarantee period 2 to 10 years
- Contractual minimum interest rate after initial guarantee
- Know exactly how much will be earned from day one, no assump
(MYGA) Multi-Year Guarantee Annuities
Basic Features Of MYG Deferred Annuities:
- Guarantees Gains Every Year
- Annuity interest earned is tax deferred until withdrawn, in most cases
- Initial rate guarantee period 2 to 10 years
- Contractual minimum interest rate after initial guarantee
- Know exactly how much will be earned from day one, no assumptions, just guarantees
- Surrender penalty may apply if a contract is surrendered early or withdrawals exceed the contractual free amount
- Interest rate is net of all internal fees no added upfront or annual fees
- Lifetime income via annuitization available with no fees
- LTC Annuity
(SPIA) Single Premium Immediate Annuities
The Insurance Product Built To
Guarantee Lifetime Income NOW!
- Single or Joint Lifetime Income
- Beneficiary Guarantees With Installment or Cash Refunds
- Fixed Period Term Certain Only (5-30 Years)
- Non Qualified | Qualified | QLAC | Roth Funds Accepted
- Liquidity and Commutations Features
- Cost Of Living Adj
(SPIA) Single Premium Immediate Annuities
The Insurance Product Built To
Guarantee Lifetime Income NOW!
- Single or Joint Lifetime Income
- Beneficiary Guarantees With Installment or Cash Refunds
- Fixed Period Term Certain Only (5-30 Years)
- Non Qualified | Qualified | QLAC | Roth Funds Accepted
- Liquidity and Commutations Features
- Cost Of Living Adjustments For Inflation (1% - 10%)
- Rated Age Medially Underwritten
- Deferred Start (DIA) (QLAC)
- A portion of payments may be tax excluded
- No charge direct deposit of annuity payments
- Basic SPIA Quotes
- Detailed SPIA Quotes
- SPIA With Liquidity
- Immediate Annuity Commission
(FIA) Fixed Indexed Annuities
The potential to earn higher rates than other fixed annuities currently guarantee!
- Unique Un-Capped Crediting Methods
- Lifetime Income Rider Options
- Liquidity Options
- Simple To Understand Pt. 2 Pt. Crediting Index Crediting Methods
- Annually Reset & Lock-In Interest Gains
- No Annual/Upfront Fees
- Indexed Linked Retur
(FIA) Fixed Indexed Annuities
The potential to earn higher rates than other fixed annuities currently guarantee!
- Unique Un-Capped Crediting Methods
- Lifetime Income Rider Options
- Liquidity Options
- Simple To Understand Pt. 2 Pt. Crediting Index Crediting Methods
- Annually Reset & Lock-In Interest Gains
- No Annual/Upfront Fees
- Indexed Linked Returns
- Minimum Guaranteed Interest Rate
- Free Withdrawal Provisions
- Waivers
- Alternative To Fixed Rates
- Available From Many Insurers
- Historical & Hypothetical Illustrations