Fixed Annuity Info:

• Interest Rate: 3.50% For All 6 Years
• Guaranteed Period: 6 Years
• 6 Years of Surrender Charges:
  8% Year 1
  7% Year 2
  7% Year 3
  6% Year 4
  5% Year 5
  4% Year 6
  0% Thereafter
  Surrender charges vary in FL, IL & UT
• Minimum Deposit: $5,000 - ($2,000 Qualified)  $600,000 Maximum
• Issue Age: to age 90
• States ONLY approved in: AL, AR, AZ, CA, CO, FL, GA, IA, IL, IN, KS, KY, LA MI, MO, MS, MT, NC, ND, NE, NM, NV, OH, OK, OR, SC, TN, TX, UT, WA, WY
• Free Withdrawal: 100% of Accumulated Interest | Minimum payment ‐ $100
• Death Benefits: Full Death Benefit
• Commission: 2.00% 0-79 (1.00% ages 80-90)
• Company Ratings: B++ by A.M. Best (Upgraded in 2017 and 2015) 

• Deferred Annuity Illustrations