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  • Home
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MYGA Issues To Age 100

3 - 10 Year MYGA OptionS

Basic Details & Features

Company Ratings: 

  • A- by A.M. Best 

Choose an Interest Rate Guarantee Period: 

  • 3 Year Term:
    4.50% (Premiums $250,000+)
    4.50% (Premiums $100,000 - $249,999+)
    4.40% ($10,000 - $99,999)
  • 4 Year Term:  
    4.60% (Premiums $250,000+)
    4.60% (Premiums $100,000+)
    4.50% ($10,000 - $99,999)
  • 5 Year Term:
    4.80% (Premiums $250,000+)
    4.80% (Premiums $100,000+)
    4.70% ($10,000 - $99,999)
  • 6 Year Term:  
    4.60% (Premiums $250,000+)
    4.60% (Premiums $100,000+)
    4.50% ($10,000 - $99,999)
  • 7 Year Term:  
    4.60% (Premiums $250,000+)
    4.60% (Premiums $100,000+)
    4.50% ($10,000 - $99,999) 
  • 8 Year Term:  
    4.60% (Premiums $250,000+)
    4.60% (Premiums $100,000+)
    4.50% ($10,000 - $99,999)
  • 9 Year Term:  
    4.60% (Premiums $250,000+)
    4.60% (Premiums $100,000+)
    4.50% ($10,000 - $99,999)
  • 10 Year Term:  
    4.60% (Premiums $250,000+)
    4.60% (Premiums $100,000+)
    4.50% ($10,000 - $99,999)

Surrender Charges with MVA:

  • 3 Year: 9, 8, 7,%
  • 4 Year: 9, 8, 7, 6,
  • 5 Year: 9, 8, 7, 6, 5%
  • 6 Year: 9, 8, 7, 6, 5, 4%
  • 7 Year: 9, 8, 7, 6, 5, 4, 3%
  • 8 Year: 9, 8, 7, 6, 5, 4, 3, 2,%
  • 9 Year: 9, 8, 7, 6, 5, 4, 3, 2, 1%
  • 10 Year: 9, 8, 7, 6, 5, 4, 3, 2, 1, 0.50%
    Surrender charges vary in FL, IL & UT

Premium Deposit: 

  • $10,000-$3,000,000 through age 90 
  • $10,000-$500,000 for ages 91-100 
  • For larger amounts, please call Home Office 

Issue Age:

  • 3-5 Year to age 100
  • 6-10 Year to age 90

States NOT approved in: 

  •  AK, HI, ME, NY

Free Withdrawal:

  • 5% of previous anniversary | RMD Friendly

Death Benefits:

  • Full Death Benefit

Waivers max age 75:

  • Terminal Illness 
  • Nursing Home Confinement Waiver 

Commission:

  • 3 Year: 1.85% 0-74 (0.93% ages 75+)
  • 4 Year: 2.25% 0-74 (1.13% ages 75+)
  • 5 Year: 2.75% 0-74 (1.50% ages 75+)
  • 6 Year: 2.75% 0-74 (1.38% ages 75+)
  • 7 Year: 3.00% 0-74 (1.50% ages 75+)
  • 8 Year: 3.00% 0-74 (1.50% ages 75+)
  • 9 Year: 3.25% 0-74 (1.63% ages 75+)
  • 10 Year: 3.25% 0-74 (1.63% ages 75+)

 

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We focus on the guarantees, not the assumptions!

 Quality | Integrity | Expertise 

FSD Financial Services Fixed Annuities and Life

800-373-9697

FSD Financial & Insurance Services 

CaliforniA Insurance License #0B67385 - 

NON RESIDENT LICENSED IN AL, AZ, CO, CT, FL, HI, ID, IL, IA, KS, LA, MD, MI, MO, NV, NJ, OH, OK, OR, PA, TN, TX, VA, WA, WI


Copyright © 2022 FSD Financial Services - All Rights Reserved.

Information enclosed is subject to change anytime - Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax. Disclaimers

Website by Jeff Affronti 

FOR AGENT USE ONLY - CA Insurance License #0B67385

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