MYGA Issues To Age 100

Company Ratings: 

• A- by A.M. Best 

Choose an Interest Rate Guarantee Period: 

• 3 Year Term:
  4.50% (Premiums $250,000+)
  4.50% (Premiums $100,000 - $249,999+)
  4.40% ($10,000 - $99,999)
• 4 Year Term:  
  4.60% (Premiums $250,000+)
  4.60% (Premiums $100,000+)
  4.50% ($10,000 - $99,999)
• 5 Year Term:
  4.80% (Premiums $250,000+)
  4.80% (Premiums $100,000+)
  4.70% ($10,000 - $99,999)
• 6 Year Term:  
  4.60% (Premiums $250,000+)
  4.60% (Premiums $100,000+)
  4.50% ($10,000 - $99,999)
• 7 Year Term:  
  4.60% (Premiums $250,000+)
  4.60% (Premiums $100,000+)
  4.50% ($10,000 - $99,999) 
• 8 Year Term:  
  4.60% (Premiums $250,000+)
  4.60% (Premiums $100,000+)
  4.50% ($10,000 - $99,999)
• 9 Year Term:  
  4.60% (Premiums $250,000+)
  4.60% (Premiums $100,000+)
  4.50% ($10,000 - $99,999)
• 10 Year Term:  
  4.60% (Premiums $250,000+)
  4.60% (Premiums $100,000+)
  4.50% ($10,000 - $99,999)

Surrender Charges with MVA:

• 3 Year: 9, 8, 7,%
• 4 Year: 9, 8, 7, 6,
• 5 Year: 9, 8, 7, 6, 5%
• 6 Year: 9, 8, 7, 6, 5, 4%
• 7 Year: 9, 8, 7, 6, 5, 4, 3%
• 8 Year: 9, 8, 7, 6, 5, 4, 3, 2,%
• 9 Year: 9, 8, 7, 6, 5, 4, 3, 2, 1%
• 10 Year: 9, 8, 7, 6, 5, 4, 3, 2, 1, 0.50%
  Surrender charges vary in FL, IL & UT

Premium Deposit: 

• $10,000-$3,000,000 through age 90 
• $10,000-$500,000 for ages 91-100 
• For larger amounts, please call Home Office 

Issue Age:

• 3-5 Year to age 100
• 6-10 Year to age 90

States NOT approved in: 

•  AK, HI, ME, NY

Free Withdrawal:

• 5% of previous anniversary | RMD Friendly

Death Benefits:

• Full Death Benefit

Waivers max age 75:

• Terminal Illness 
• Nursing Home Confinement Waiver 

Commission:

• 3 Year: 1.85% 0-74 (0.93% ages 75+)
• 4 Year: 2.25% 0-74 (1.13% ages 75+)
• 5 Year: 2.75% 0-74 (1.50% ages 75+)
• 6 Year: 2.75% 0-74 (1.38% ages 75+)
• 7 Year: 3.00% 0-74 (1.50% ages 75+)
• 8 Year: 3.00% 0-74 (1.50% ages 75+)
• 9 Year: 3.25% 0-74 (1.63% ages 75+)
• 10 Year: 3.25% 0-74 (1.63% ages 75+)