Fixed Annuities and Life Insurance FSD Financial Services Division

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MYGA Issues To Age 100

3 - 10 Year MYGA OptionS

Basic Details & Features

Choose an Interest Rate Guarantee Period: 

  • 3 Year Term:
    2.05% (Premiums $250,000+)
    1.95% (Premiums $100,000 - $249,999+)
    1.95% ($10,000 - $99,999)
  • 4 Year Term:  
    1.95% (Premiums $250,000+)
    1.85% (Premiums $100,000+)
    1.85% ($10,000 - $99,999)
  • 5 Year Term:
    2.25% (Premiums $250,000+)  
    2.15% (Premiums $100,000 - $249,999+)
    2.15% ($10,000 - $99,999)
  • 6 Year Term:  
    2.45% (Premiums $250,000+)
    2.35% (Premiums $100,000+)
    2.35% ($10,000 - $99,999)
  • 7 Year Term:  
    2.75% (Premiums $250,000+)
    2.65% (Premiums $100,000+)
    2.65% ($10,000 - $99,999) 
  • 8 Year Term:  
    2.75% (Premiums $250,000+)
    2.65% (Premiums $100,000+)
    2.65% ($10,000 - $99,999)
  • 9 Year Term:  
    3.00% (Premiums $250,000+)
    2.90% (Premiums $100,000+)
    2.90% ($10,000 - $99,999)
  • 10 Year Term:  
    3.00% (Premiums $250,000+)
    2.90% (Premiums $100,000+)
    2.90% ($10,000 - $99,999)

Guaranteed Periods: 

  • 3, 4, 5, 6, 7, 8, 9 or 10 Years

Surrender Charges with MVA:

  • 3 Year: 9, 8, 7,%
  • 4 Year: 9, 8, 7, 6,
  • 5 Year: 9, 8, 7, 6, 5%
  • 6 Year: 9, 8, 7, 6, 5, 4%
  • 7 Year: 9, 8, 7, 6, 5, 4, 3%
  • 8 Year: 9, 8, 7, 6, 5, 4, 3, 2,%
  • 9 Year: 9, 8, 7, 6, 5, 4, 3, 2, 1%
  • 10 Year: 9, 8, 7, 6, 5, 4, 3, 2, 1, 0.50%
    Surrender charges vary in FL, IL & UT

Minimum Deposit: 

  • $10,000 - ($2,000 Qualified) 
  • $600,000 Maximum ($200,000 ages 90+)

Issue Age:

  • 3-5 Year to age 100
  • 6-10 Year to age 90

States NOT approved in: 

  • AK, CA, DE, FL, HI, ME, MN, ND, NY, SD 

Free Withdrawal:

  • 100% of Accumulated Interest | Minimum payment ‐ $100

Death Benefits:

  • Full Death Benefit

Commission:

  • 3 Year: 1.85% 0-74 (0.93% ages 75+)
  • 4 Year: 2.25% 0-74 (1.13% ages 75+)
  • 5 Year: 2.75% 0-74 (1.50% ages 75+)
  • 6 Year: 2.75% 0-74 (1.38% ages 75+)
  • 7 Year: 3.00% 0-74 (1.50% ages 75+)
  • 8 Year: 3.00% 0-74 (1.50% ages 75+)
  • 9 Year: 3.25% 0-74 (1.63% ages 75+)
  • 10 Year: 3.25% 0-74 (1.63% ages 75+)

Company Ratings: 

  • B++ by A.M. Best 

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We focus on the guarantees, not the assumptions!

 Quality | Integrity | Expertise 

FSD Financial Services Fixed Annuities and Life

(800) 373-9697

FSD Financial Services - CA Insurance License #0B67385 - Non Resident Licensed in AL, AZ, CO, CT, FL, HI, GA, ID, IL, IA, KS, LA, MD, MI, MO, NV, NJ, OH, OK, OR, PA, TN, TX, UT, VA, WA, WI


Copyright © 2020 FSD Financial Services - All Rights Reserved.

Information enclosed is subject to change anytime - Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax. Disclaimers

Website by Jeff Affronti

FOR AGENT USE ONLY - CA Insurance License #0B67385

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