MYGA Issues To Age 100

Choose an Interest Rate Guarantee Period: 

• 3 Year Term:
  2.05% (Premiums $250,000+)
  1.95% (Premiums $100,000 - $249,999+)
  1.95% ($10,000 - $99,999)
• 4 Year Term:  
  1.95% (Premiums $250,000+)
  1.85% (Premiums $100,000+)
  1.85% ($10,000 - $99,999)
• 5 Year Term:
  2.25% (Premiums $250,000+)  
  2.15% (Premiums $100,000 - $249,999+)
  2.15% ($10,000 - $99,999)
• 6 Year Term:  
  2.45% (Premiums $250,000+)
  2.35% (Premiums $100,000+)
  2.35% ($10,000 - $99,999)
• 7 Year Term:  
  2.75% (Premiums $250,000+)
  2.65% (Premiums $100,000+)
  2.65% ($10,000 - $99,999) 
• 8 Year Term:  
  2.75% (Premiums $250,000+)
  2.65% (Premiums $100,000+)
  2.65% ($10,000 - $99,999)
• 9 Year Term:  
  3.00% (Premiums $250,000+)
  2.90% (Premiums $100,000+)
  2.90% ($10,000 - $99,999)
• 10 Year Term:  
  3.00% (Premiums $250,000+)
  2.90% (Premiums $100,000+)
  2.90% ($10,000 - $99,999)

Guaranteed Periods: 

• 3, 4, 5, 6, 7, 8, 9 or 10 Years

Surrender Charges with MVA:

• 3 Year: 9, 8, 7,%
• 4 Year: 9, 8, 7, 6,
• 5 Year: 9, 8, 7, 6, 5%
• 6 Year: 9, 8, 7, 6, 5, 4%
• 7 Year: 9, 8, 7, 6, 5, 4, 3%
• 8 Year: 9, 8, 7, 6, 5, 4, 3, 2,%
• 9 Year: 9, 8, 7, 6, 5, 4, 3, 2, 1%
• 10 Year: 9, 8, 7, 6, 5, 4, 3, 2, 1, 0.50%
  Surrender charges vary in FL, IL & UT

Minimum Deposit: 

• $10,000 - ($2,000 Qualified) 
• $600,000 Maximum ($200,000 ages 90+)

Issue Age:

• 3-5 Year to age 100
• 6-10 Year to age 90

States NOT approved in: 

• AK, CA, DE, FL, HI, ME, MN, ND, NY, SD 

Free Withdrawal:

• 100% of Accumulated Interest | Minimum payment ‐ $100

Death Benefits:

• Full Death Benefit

Commission:

• 3 Year: 1.85% 0-74 (0.93% ages 75+)
• 4 Year: 2.25% 0-74 (1.13% ages 75+)
• 5 Year: 2.75% 0-74 (1.50% ages 75+)
• 6 Year: 2.75% 0-74 (1.38% ages 75+)
• 7 Year: 3.00% 0-74 (1.50% ages 75+)
• 8 Year: 3.00% 0-74 (1.50% ages 75+)
• 9 Year: 3.25% 0-74 (1.63% ages 75+)
• 10 Year: 3.25% 0-74 (1.63% ages 75+)

Company Ratings: 

• B++ by A.M. Best 

• Deferred Annuity Illustrations