Fixed Annuities and Life Insurance FSD Financial Services Division

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Multi-Year Guarantee Annuity

myga With 3, 5 or 6 year Guarantee to choose from

This MYGA has a few great features, clients can choose one of three guarantee periods. This MYGA has NO market value adjustment, a great advantage in an ultra low interest rate environment. This carrier was established in 1895, has over 1 billion in assets and a 19% surplus. Get appointed to sell this one before the rate is gone.   

Company Ratings:

  • "A" by A.M. Best

Interest Rate Options:

  • 3 Year: 2.00% ($50,000+)
  • 5 Year: 2.50% ($10,000+)
  • 6 Year: 2.60% ($5,000+)

Guaranteed Periods To Choose From:

  • 3 Years, 5 Years or 6 Years

Surrender Charges - NO MVA:

  • 3 year period: 8%, 7%, 6%, then a 30 day exit window
  • 5 year period: 8.5%, 7.5%, 7%, 6%, 4%, 0% Thereafter
  • 6 year period: 8.5%, 7.5%, 7%, 6%, 5%, 4.5%, 0% Thereafter

Minimum Deposit:

  • $50,000 on the 3 year
  • $10,000 on the 5 year
  • $5,000 on the 6 year

Maximum Premium 

  • $300,000 without approval

Issue Age:

  • 0-85 Non Qualified
  • 16 - 85 Qualified

Approved in all states except:

  • AK, AL, HI, IA, LA, MA, NH, NY

Free Withdrawal:

  • Monthly Interest Available If the accumulation value of the certificate is at least $20,000, you may elect to automatically receive your interest earnings every month. 

Death Benefits:

  • Full Death Benefit if owner and annuitant are same.
    Surrender Value if owner is not annuitant over age 75
  • Confinement Terminal Illness Waivers

Commission:

  • 3 Year: 1.50% (16-75) 1.00% (76-85)
  • 5 Year: 2.00% (16-75) 1.70%  (76-85)
  • 6 Year: 2.75% (16-75) 1.45% (76-85)
    (6 year has a reduced commission on premiums $5,000 - $19.999.99) New agents sign up below by 01/31/21 get an additional 0.25% bonus on the 6 year up to age 75


GET AN AGENT KIT

Request an Agent Kit & information on this MYGA

Quality | Integrity | Expertise 

FSD Financial Services - CA Insurance License #0B67385 - Non Resident Licensed in AL, AZ, CO, CT, FL, HI, GA, ID, IL, IA, KS, LA, MD, MI, MO, NV, NJ, OH, OK, OR, PA, TN, TX, UT, VA, WA, WI


Copyright © 2020 FSD Financial Services - All Rights Reserved.

Information enclosed is subject to change anytime - Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax. Disclaimers

Website by Jeff Affronti

FOR AGENT USE ONLY - CA Insurance License #0B67385

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