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myga With 3, 5 or 6 year Guarantee to choose from

Great Features

This MYGA has a few great features, clients can choose one of three guarantee periods. This MYGA has NO market value adjustment, a great advantage in an ultra low interest rate environment. This carrier was established in 1895, has over 1 billion in assets and a 19% surplus. Get appointed to sell this one before the rate is gone.   


Company Ratings:

  • A- (excellent) by A.M. Best

Guaranteed Periods To Choose From:

  • 3 Years, 5 Years or 6 Years

Interest Rate:

  • 3 Year:
    2.60%
    Guaranteed For 3 Years
  • 5 Year:
    3.10%
    Guaranteed For 5 Years
  • 6 Year:
    3.25%
    Guaranteed For 6 Years ($100K+)
    3.20% Guaranteed For 6 Years ($20K - $99.9K)

Surrender Charges - NO MVA:

  • 3 year period:
    8%, 7%, 6%, then a 30 day exit window
  • 5 year period:
    8.5%, 7.5%, 7%, 6%, 4%, 0% Thereafter
  • 6 year period:
    8.5%, 7.5%, 7%, 6%, 5%, 4.5%, 0% Thereafter

Minimum Deposit:

  • $20,000
  • $50,000 on the 3 year
  • Maximum Premium $300,000 without carrier approval

Issue Age:

  • 0-99 (NQ) Owner ONLY
  • 8-85 Annuitant and Qualified

Approved in all states except:

  • AK, AL, HI, IA, LA, MA, NH, NY

Free Withdrawal:

  • Monthly Interest Available If the accumulation value of the certificate is at least $20,000, you may elect to automatically receive your interest earnings every month.Additional Withdrawals
  • In addition to monthly interest withdrawals, a partial withdrawal of at least $500 can be requested at any time prior to the maturity date of the certificate as long as the accumulation value does not fall below $10,000.
    (Penalty may apply if great than free withdrawal available.)

Death Benefits:

  • Confinement Terminal Illness Waivers
    Full Death Benefit if owner and annuitant are same.
    Surrender Value if owner is over 75 & not annuitant.

Commission:

  • 3 Year:
    1.50%
    (0-75) 1.00% (76-85)
  • 5 Year:
    2.00% (0-75) 1.70%  (76-85)
  • 6 Year:
    2.75% (0-75) 1.45% (76-85)
    (reduced on premiums $5,000 - $19.999.99

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We focus on the guarantees, not the assumptions!

Quality | Integrity | Expertise 

FSD Financial Services Fixed Annuities and Life

5530 Corbin Ave, Suite 101, Tarzana, CA 91356, US

(800) 373-9697