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  • Home
  • Deferred Annuity
    • MYGA Rates
    • Request A MYGA Quote
    • Split Annuity Quote
    • Savings Comparison Quote
    • Annuity Commissions
  • Immediate Annuity
    • Basic SPIA Quote Request
    • Detailed SPIA Quote Form
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    • Types Of SPIA
    • SPIA Commission
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    • Indexed Rate Sheets
    • Agent Appointment
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3, 5, 6, 8 or 10 year MYGA options

Great Features, MANY Terms and Rates Available

Choose a term and guaranteed rate:

Guaranteed Terms Available: 

  • 3 Year, 5 Year, 6 Year, 8 Year and 10 Year 

Interest Rates Available: 

  • 5.00% Interest Rate Guarantee For 3 Year Term 
  • 5.25% Interest Rate Guarantee For 5 Year Term 
  • 5.30% Interest Rate Guarantee For 6 Year Term 
  • 5.35% Interest Rate Guarantee For 8 Year Term 
  • 5.40% Interest Rate Guarantee For 10 Year Term 

30 Day Exit Window Recurring Surrender Charges with MVA:

  • 3 Year Term:
    10%, 10%, 9%,
    (in CA no MVA and 8.3%, 7.4%, 6.5%) 
  • 5 Year Term:
    10%, 10%, 9%, 9%, 8%
    (in CA no MVA and 8.3%, 7.4%, 6.5%, 5.6% 4.7%) 
  • 6 Year Term:
    10%, 10%, 9%, 9%, 8% , 8%
    (in CA no MVA and 8.3%, 7.4%, 6.5%, 5.6% 4.7%, 3.8%,)  
  • 8 Year Term:
    10%, 10%, 9%, 9%, 8% , 8%, 7%, 7%
    (in CA no MVA and 8.3%, 7.4%, 6.5%, 5.6% 4.7%, 3.8%, 2.9%)
  • 10 Year Term:  
    10%, 10%, 9%, 9%, 8% , 8%, 7%, 7%, 6%, 5%
    (in CA no MVA and 8.3%, 7.4%, 6.5%, 5.6% 4.7%, 3.8%, 2.9%, 0.9%, 0.0%)  
  • Surrender charges differ in  AK, CT, IN, MN, MT, NJ, OH, OK, OR, PA, SC, TX, UT and WA.  

Minimum Deposit: 

  • $10,000 

Issue Age: 

  • 0-90

States not approved in:

  • NY 

Free Withdrawal: 

  • Cumulative Interest

Death Benefits: 

  • Full Death Benefit

Commission:

  • 3 Year Term:
    2.00% (0-80) & 1.50% (81-90)
  • 5 - 10 Year Terms:
    3.00% (0-80) & 2.25% (81-90)

Waivers: 

  • Nursing Home Disability Waivers 

Company Ratings: 

  • "B++" Rated by A.M. Best

Agent Appointment: 

  • Request An Agent Kit

Would you like more information on this MYGA?

Get started here!

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We focus on the guarantees, not the assumptions!

Quality | Integrity | Expertise 

FSD Financial Services Fixed Annuities and Life

800-373-9697

3 or 5 year MYGA options

3 or 5 years - MYG Annuity

Company Ratings:

  • A- (excellent) by A.M. Best

Interest Rate:

  • 3 Year
    4.40% (Premiums $250,000+)
    4.30% (Premiums $100,000 - $249,999+)
    4.05% ($10,000 - $99,999) 
  • 5 Year:
    4.65% (Premiums $250,000+)
    4.60% (Premiums $100,000 - $249,999+)
    4.35% ($10,000 - $99,999)

Surrender Charges - +/- MVA:

  • 3 year period: 9%, 8%, 7%, 0%, thereafter 
  • 5 year period: 9%, 8%, 7%, 6%, 5%, 0% Thereafter

Minimum Deposit:

  • $10,000

Minimum Guarantee

  • 2.95% 

Maximum Deposit is Age Based:

  • $1,500,000 (18-69)
  • $1,000,000 (70-74)
  • $750,000 (75-79)
  • $500,000 (80+)

Issue Age:

  • 18-85

Approved in all states except:

  • NY

Free Withdrawal:

  • 10% after year 1

Death Benefits:

  • Full Death Benefit 

Commission:

  • 3 Year: 1.50% (18-80) 1.13% (81-85)
  • 5 Year: 2.25% (18-80) 1.69% (76-85)

Request An Agent Kit

Would you like more information on this MYGA?

Get started here!

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

We focus on the guarantees, not the assumptions!

Quality | Integrity | Expertise 

FSD Financial Services Fixed Annuities and Life

800-373-9697

FSD Financial & Insurance Services 

CaliforniA Insurance License #0B67385 - 

NON RESIDENT LICENSED IN AL, AZ, CO, CT, FL, HI, ID, IL, IA, KS, LA, MD, MI, MO, NV, NJ, OH, OK, OR, PA, TN, TX, VA, WA, WI


Copyright © 2022 FSD Financial Services - All Rights Reserved.

Information enclosed is subject to change anytime - Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax. Disclaimers

Website by Jeff Affronti 

FOR AGENT USE ONLY - CA Insurance License #0B67385

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