FSD Insurance Services - Independent Fixed Annuity & Life Insurance Wholesaler
FSD Insurance Services - Independent Fixed Annuity & Life Insurance Wholesaler
Single Premium, Fixed, Deferred Annuity with a Lifetime Income Rider.
The value of guaranteed income is becoming more mainstream. Life insurance agents have plenty of opportunity. Many of the best guaranteed income products are offered as insurance policies. An annuity income rider is a great fixed option for risk averse clients to lock-in a fixed and guaranteed income now. Using an insurance policy, agents can display the awesome guarantees offered in a basic format and language these clients will understand.
Quality | Integrity | Expertise
Carrier Ratings:
3 Year Interest Rate
4 Year Interest Rate
5 Year Interest Rate
6 Year Interest Rate
7 Year Interest Rate
8 Year Interest Rate
9 Year Interest Rate
10 Year Interest Rate
RECURRING Surrender Charges:
In the 30 day period prior the end of the guarantee period, the owner may take withdrawals (full and partial) free of surrender charges
• For renewal only, a one year guarantee period is also available1
Issue Age:
Premium Types:
Premiums:
States NOT approved in:
Free Withdrawals:
Death Benefits:
Waivers:
Commission:
The initial rate is guaranteed for the length of the term. At the end of the initial term, may choose a new 4-, 5-, 7- or 10-year term at the then-current interest rate or default to a 1-year guarantee period.
Carrier Ratings:
4 Year Interest Rate
5 Year Interest Rate
7 Year Interest Rate
10 Year Interest Rate
RECURRING Surrender Charges:
Issue Age:
Premiums:
States NOT approved in:
Free Withdrawals:
Death Benefits:
Commission:
Company Ratings:
Interest Rates ages (0-80) | (Rates are 0.25% LOWER over age 80):
Guarantee Periods:
Renewing Surrender Charges:
Minimum Deposit:
Issue Age:
ONLY approved in these states:
Free Withdrawal:
Death Benefit:
Optional Riders will lower rate by:
Commissions:
Company Ratings:
5 Year Interest Rate
Renewing Surrender Charges:
Minimum Deposit:
Issue Age:
Not approved in these states:
Free Withdrawal:
Death Benefit:
Commissions:
FSD Financial & Insurance Services
CaliforniA Insurance License #0B67385
NON RESIDENT LICENSEs: AZ, CO, CT, FL, HI, ID, IL, IA, LA, MD, MI, NC, NV, NJ, OH, OR, PA, SC, TN, TX, UT, VA, WA, WI
No information on this site is for use in New York or Puerto Rico.
Copyright © 2024 FSD Financial Services - All Rights Reserved.
Information enclosed is subject to change at anytime
state variations in surrender charges and interest rates - Be Aware
Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax. Disclaimers | Website by Jeff Affronti
FOR AGENT USE ONLY - CA Insurance License #0B67385