Choose A MYGA Rate Guarantee of 3, 5, 6, 7 or 10 Years
Basic Details & Features
- Interest Rates (Based on initial Premium):
3 Year: 2.75% ($250,000+ Premium) or 2.65% ($10,000 - $249,999)
5 Year: 3.35% ($250,000+ Premium) or 3.25% ($10,000 - $249,999)
6 Year: 3.35% ($250,000+ Premium) or 3.25% ($25,000 - $249,999)
7 Year: 3.40% ($250,000+ Premium) or 3.30% ($10,000 - $249,999)
10 Year: 3.45% ($250,000+ Premium) or 3.35% ($10,000 - $249,999) - Guaranteed Periods: 3, 5, 6, 7 or 10 Years
- Surrender Charges +/- MVA:
3 Years: 9%, 8%, 7%, 0% Thereafter
5 Years: 9%, 8%, 7%, 6%, 5%, 0% Thereafter
6 Years: 9%, 8%, 7%, 6%, 5%, 4%, 0% Thereafter
7 Years: 9%, 8%, 7%, 6%, 5%, 4%, 3%, 0% Thereafter
10 Years: 9%, 8%, 7%, 6%, 5%, 4%, 2.5%, 2%, 1.5% 0.9%, 0% Thereafter - Minimum Premium:
3, 5, 7 and 10 Year: $10,000
6 Year: $25,000
$1.000.000 Maximum - Issue Age:
3 Year: 0-97
5, 6, and 7 Year: 0-85
10 Year: 0-75 - ONLY approved in: AK, AL, AR, AZ, CO, CT, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV, WY
- Free Withdrawal:
Earned Interest after year 1 - Death Benefits: Full Death Benefit
- Commission:
3 Year: 1.20% (0-75), 0.60% (76-97)
5 Year: 2.00% (0-75), 1.00% (76-85)
6 Year: 2.20% (0-75), 1.10% (76-85)
7 Year: 2.40% (0-75), 1.20% (76-85)
10 Year: 2.60% (0-75)