Choose A MYGA Rate Guarantee of 3, 5, 6, 7 or 10 Years
Basic Details & Features
- Interest Rates (Based on initial Premium):
3 Year:
2.65% ($250,000+ Premium)
2.55% ($10,000 - $249,999)
5 Year:
3.25% ($250,000+ Premium)
3.15% ($10,000 - $249,999)
6 Year:
3.25% ($250,000+ Premium)
3.15% ($25,000 - $249,999)
7 Year:
3.30% ($250,000+ Premium)
3.20% ($10,000 - $249,999)
10 Year:
3.35% ($250,000+ Premium)
3.25% ($10,000 - $249,999) - Guaranteed Periods:
3, 5, 6, 7 or 10 Years - Surrender Charges +/- MVA:
3 Years: 9%, 8%, 7%, 0% Thereafter
5 Years: 9%, 8%, 7%, 6%, 5%, 0% Thereafter
6 Years: 9%, 8%, 7%, 6%, 5%, 4%, 0% Thereafter
7 Years: 9%, 8%, 7%, 6%, 5%, 4%, 3%, 0% Thereafter
10 Years: 9%, 8%, 7%, 6%, 5%, 4%, 2.5%, 2%, 1.5% 0.9%, 0% Thereafter - Minimum Premium:
3, 5, 7 and 10 Year: $10,000
6 Year: $25,000
$1.000.000 Maximum - Issue Age:
3 Year: 0-97
5, 6, and 7 Year: 0-85
10 Year: 0-75 - ONLY approved in:
AK, AL, AR, AZ, CO, CT, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV, WY - Free Withdrawal:
Earned Interest after year 1 - Death Benefits:
Full Death Benefit - Company Ratings:
B+ by A.M. Best - Commission:
3 Year: 1.20% (0-75), 0.60% (76-97)
5 Year: 2.00% (0-75), 1.00% (76-85)
6 Year: 2.20% (0-75), 1.10% (76-85)
7 Year: 2.40% (0-75), 1.20% (76-85)
10 Year: 2.60% (0-75)