Check out these MYGA rates!

Interest Rates 

• 3 Year: 4.10% 
• 5 Year: 4.70% 
• 7 Year: 4.80% 

Guaranteed Periods: 

• 3, 5 or 7  Years 

Repeating Surrender Charges +/- MVA: 

• 3 Years: 9%, 8%, 7%, 
• 5 Years: 9%, 8%, 7%, 6%, 5%, 
• 7 Years: 9%, 8%, 7%, 6%, 5%, 4%, 3%,
  30 day exit windows then renews

Minimum Premium: 

• $10,000 

Issue Age: 

• 0-75 

Not approved in: 

• CA, NY, PR, SD

Free Withdrawal: 

• None

Death Benefits: 

• Surrender Valued On Death 

Company Ratings: 

• B+ by A.M. Best

Commission: 

• 3 Year: 1.48% (0-75)
• 5 Year: 2.00% (0-75)
• 7 Year: 2.40% (0-75)

Request an agent kit:

Interest Rates 

• 3 Year: 4.00% 
• 5 Year: 4.60% 
• 7 Year: 4.65% 

Guaranteed Periods: 

• 3, 5, 7 Years 

Surrender Charges +/- MVA: 

• 3 Years: 8%, 7%, 6%, 0% Thereafter
• 5 Years: 8%, 7%, 6%, 5%, 4%, 0% Thereafter
• 7 Years: 8%, 7%, 6%, 5%, 4%, 3%, 2%, 0% Thereafter

Minimum Premium: 

• $10,000 

Issue Age: 

• 0-97 on 3 year
• 0-84 on 5 & 7 year

Not approved in: 

• CA, NY, PR, SD

Free Withdrawal: 

• 10% Per Contract Year 
• not RMD friendly over 10% charges apply

Death Benefits: 

• Full Contract Valued On Death 

Company Ratings: 

• B+ by A.M. Best

Commission: 

• 3 Year: 1.48% (0-80), 1.00% (81-90), 0.80% (91-97) 
• 5 Year: 2.00% (0-84),
• 7 Year: 2.40% (0-84)

Interest Rates 

• 5 Year: 3.80% (3.70% in CA) 
• 7 Year: 3.85% (3.75% in CA) 

Guaranteed Periods: 

• 5, 7 Years 

Surrender Charges (No MVA)

• 5 Years: 8%, 7%, 6%, 5%, 4%, 0% Thereafter
• 7 Years: 8%, 7%, 6%, 5%, 4%, 3%, 2%, 0% Thereafter

Minimum Premium: 

• $10,000 

Issue Age: 

• 0-90 on 5 year
• 0-84 on 7 year

Not approved in: 

• DE, FL, MN, NY, PR

Free Withdrawal: 

• 15% Per Contract Year

Return Of Premium

• The return of the initial single premium paid, minus any partial surrenders taken.

Death Benefits: 

• Full Contract Valued On Death 

Company Ratings: 

• B+ by A.M. Best

Commission: 

• 5 Year: 2.00% (0-79), 1.00% (80-90)
• 7 Year: 2.40% (0-84)

Interest Rates: (California rates are 0.10% lower)

• 3 Year: 3.60% (CA only) 
• 5 Year: 4.05%
• 6 Year: 4.10%
• 7 Year: 4.10%

Guaranteed Periods: 

• 3 year only available in CA and SD
• 5, 6 or 7 Years 

Surrender Charges - NO MVA: 

• 3 Years: 6%, 5%, 4%, 0% Thereafter
• 5 Years: 8%, 7%, 6%, 5%, 4%, 0% Thereafter
• 6 Years: 8%, 7%, 6%, 5%, 4%, 3%, 0% Thereafter
• 7 Years: 8%, 7%, 6%, 5%, 4%, 3%, 2%, 0% Thereafter

Minimum Deposit: 

• 3, 5 and 7 Year: $10,000
• 6 Year: $25,000 

Issue Age: 

• 3 Year: 0-99
• 5, 6 and 7 Year: 0-84

Not approved in: 

• NY, PR

Free Withdrawal:

• 3 Year: Accumulated Interest or RMD Only
• 5, 6 and 7 Year: 15% Per Calendar Year

Death Benefits: 

• Full Death Benefit 

Commission: 

• 3 Year:
  1.48% (0-80), 1.00% (81-90), 0.80% (91-99)
• 5 Year:
  2.00% (0-84)
• 6 Year:
  2.20% (0-84)
• 7 Year:
  2.40% (0-84)  

Interest Rates::

• 3 Year: 3.70%
• 5 Year: 4.20%
• 7 Year: 4.25%

Guaranteed Periods: 

• 3, 5 or 7 Years 

Surrender Charges - NO MVA: 

• 3 Years: 6%, 5%, 4%, 0% Thereafter
• 5 Year: 8%, 7%, 6%, 5%, 4%, 0% Thereafter
• 7 Year: 8%, 7%, 6%, 5%, 4%, 3%, 2%, 0% Thereafter

Minimum Deposit: 

• 3, 5 and 7 Year: $10,000
• 6 Year: $25,000 

Issue Age: 

• 3 Year 0-99
• 5, 6 and 7 Year: 0-84

Not approved in: 

• CA, NY, PR, SD

Free Withdrawal:

• Accumulated Interest or RMD Only

Death Benefits: 

• Full Death Benefit 

Commission: 

• 3 Year: Call
• 5 Year:
  2.00% (0-84)
• 7 Year:
  2.40% (0-84)