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  • Home
  • Deferred Annuity
    • MYGA Rates
    • Request A MYGA Quote
    • Split Annuity Quote
    • Savings Comparison Quote
    • Annuity Commissions
  • Immediate Annuity
    • Basic SPIA Quote Request
    • Detailed SPIA Quote Form
    • SPIA With Liquidity
    • Medically Underwritten
    • Types Of SPIA
    • SPIA Commission
  • FIA
    • Fixed Indexed Annuities
    • FIA Quote Request
  • Life
    • Single Primum IUL Info
    • Life Insurance Quotes
    • Life Insurance Commission
    • SPWL Quotes
  • Agent Area
    • Deferred Rate Sheets
    • Indexed Rate Sheets
    • Agent Appointment
    • Annuity webinars training
    • FSD-Spreads-Downloads
    • Specimen Contracts
    • Qualified Plan Options
    • Rewards/Contest
    • News Keep Aware Of
  • About Us
    • Who we are
    • Contact Us
    • Annuity Blog By Jeff
    • Disclaimer - Terms Of Use

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"A" Rated MYGA Option

1 Annuity Many guaranteed interest rate Options

Basic Details & Features

Company Ratings: 

  • A by A.M. Best 

Interest Based on Initial Premium | New York rates are lower 

  • 3 Year Term:
    4.45% (Premiums $250,000+)   
    4.30% (Premiums $100,000 - $249,999+)  
    4.20% ($5,000 - $99,999) 
  • 5 Year Term:
    5.15% (Premiums $250,000+)  
    5.00% (Premiums $100,000 - $249,999+)
    4.90% ($5,000 - $99,999)
  • 6 Year Term:  
    5.20% (Premiums $250,000+)
    5.05% (Premiums $100,000+)
    4.95% ($5,000 - $99,999)
  • 7 Year Term:  
    5.45% (Premiums $250,000+)
    5.30% (Premiums $100,000+)
    5.20% ($5,000 - $99,999)
  • 8 Year Term:  
    5.45% (Premiums $250,000+)
    5.30% (Premiums $100,000+)
    5.20% ($5,000 - $99,999)
  • 9 Year Term:  
    5.45% (Premiums $250,000+)
    5.30% (Premiums $100,000+)
    5.20% ($5,000 - $99,999)
  • 10 Year Term:  
    5.45% (Premiums $250,000+)
    5.30% (Premiums $100,000+)
    5.20% ($5,000 - $99,999)

Initial Interest Rate Guaranteed Periods: 

  • 3 Year 
  • 5 - 10 Years

Surrender Charges:  

  • 30 Day Free exit window at end of the initial term or surrender charge continues with the maximum 10 years:
  • 3 Year: 8%, 8%, 8% (30 day exit) or 7%, 6%, 5%, 4%, 3%, 2%, 1%, 0% Years 11+
  • 5 Year: 8%, 8%, 8%, 7%, 6%, (30 day exit) or 5%, 4%, 3%, 2%, 1%, 0% Years 11+
  • 6 Year: 8%, 8%, 8%, 7%, 6%, 5%, (30 day exit) or 4%, 3%, 2%, 1%, 0% Years 11+
  • 7 Year: 8%, 8%, 8%, 7%, 6%, 5%, 4%, (30 day exit) or 3%, 2%, 1%, 0% Years 11+
  • 8 Year: 8%, 8%, 8%, 7%, 6%, 5%, 4%, 3%, (30 day exit) or 2%, 1%, 0% Years 11+
  • 9 Year: 8%, 8%, 8%, 7%, 6%, 5%, 4%, 3%, 2% (30 day exit) or, 1%, 0% Years 11+
  • 10 Year: 8%, 8%, 8%, 7%, 6%, 5%, 4%, 3%, 2%, 1%, 0% Years 11+

Minimum Deposit: 

  • $5,000 

Issue Age:

  • 0-90

States NOT approved in: 

  • UT, (New York rates are lower)

Free Withdrawal: 

  • Annual 10% Penalty Free Withdrawals. CA only interest available year 1.

Death Benefits: 

  • Full Death Benefit - Waivers

Commission:

  • 3 year: 1.50% (0-79) | 0.50% (80-90)
  • 5 - 10 year: 2.50% (0-79) | 0.50% (80-90)

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We focus on the guarantees, not the assumptions!

Quality | Integrity | Expertise 

FSD Financial Services Fixed Annuities and Life

800-373-9697

FSD Financial & Insurance Services 

CaliforniA Insurance License #0B67385 - 

NON RESIDENT LICENSED IN AL, AZ, CO, CT, FL, HI, ID, IL, IA, KS, LA, MD, MI, MO, NV, NJ, OH, OK, OR, PA, TN, TX, VA, WA, WI


Copyright © 2022 FSD Financial Services - All Rights Reserved.

Information enclosed is subject to change anytime - Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax. Disclaimers

Website by Jeff Affronti 

FOR AGENT USE ONLY - CA Insurance License #0B67385

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