Fixed Annuities and Life Insurance FSD Financial Services Division

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"A" Rated MYGA Option

1 Product Many guaranteed interest rate Options

Basic Details & Features

Interest Based on Initial Premium

  • 3 Year Term:
    2.10% (Premiums $250,000+)   
    1.95% (Premiums $100,000 - $249,999+)  
    1.85% ($5,000 - $99,999) 
  • 5 Year Term:
    2.25% (Premiums $250,000+)  
    2.10% (Premiums $100,000 - $249,999+)
    2.00% ($5,000 - $99,999)
  • 6 Year Term:  
    2.45% (Premiums $250,000+)
    2.35% (Premiums $100,000+)
    2.20% ($5,000 - $99,999)
  • 7 Year Term:  
    2.45% (Premiums $250,000+)
    2.30% (Premiums $100,000+)
    2.20% ($5,000 - $99,999) 
  • 8 Year Term:  
    2.45% (Premiums $250,000+)
    2.30% (Premiums $100,000+)
    2.20% ($5,000 - $99,999)
  • 9 Year Term:  
    2.55% (Premiums $250,000+)
    2.40% (Premiums $100,000+)
    2.30% ($5,000 - $99,999)
  • 10 Year Term:  
    2.55% (Premiums $250,000+)
    2.40% (Premiums $100,000+)
    2.30% ($5,000 - $99,999)
  • New York rates are  Lower 

Initial Interest Rate Guaranteed Periods: 

  • 3 Year 
  • 5 - 10 Years

Surrender Charges:  

  • 30 Day Free exit window at end of the initial term or surrender charge continues with the maximum 10 years:
    8% Year 1
    8% Year 2
    8% Year 3
    7% Year 4
    6% Year 5
    5% Year 6
    4% Year 7
    3% Year 8
    2% Year 9
    1% Year 10
    0% Years 11+

Minimum Deposit: 

  • $5,000 for Low Band $100,000 for High Band

Issue Age:

  • 0-90

States NOT approved in: 

  • UT, NY

Free Withdrawal: 

  • Annual 10% Penalty Free Withdrawals. CA only interest available year 1.

Death Benefits: 

  • Full Death Benefit - Waivers

Commission:

  • 5 - 10 year: 2.50% (0-79) | 0.50% (80-90)
  • 3 year: 1.50% (0-79) | 0.50% (80-90)

Company Ratings: 

  • A by A.M. Best 

REQUEST AN AGENT KIT

Get started here!

We focus on the guarantees, not the assumptions!

Quality | Integrity | Expertise 

FSD Financial Services Fixed Annuities and Life

(800) 373-9697

FSD Financial Services - CA Insurance License #0B67385 - Non Resident Licensed in AL, AZ, CO, CT, FL, HI, GA, ID, IL, IA, KS, LA, MD, MI, MO, NV, NJ, OH, OK, OR, PA, TN, TX, UT, VA, WA, WI


Copyright © 2020 FSD Financial Services - All Rights Reserved.

Information enclosed is subject to change anytime - Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax. Disclaimers

Website by Jeff Affronti

FOR AGENT USE ONLY - CA Insurance License #0B67385

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