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Check Out This guaranteed MYGA interest rate

Basic Details & Features

Interest Rates: 

  • 3.60% For All 5 Years (3.50% in CA and FL*) (3.30% In MN**) 
  • 3.70% For All 7 Years (3.60% in CA and FL*) (3.40 In MN**) 
  • 3.80% For All 10 Years (3.70% in CA and FL*) (3.30 In MN**)
    *Death Benefit Feature is required in California and Florida and is priced into the California and Florida rates. All California and Florida contracts are issued with the Death Benefit Feature. **Minnesota contracts do not include Market Value Adjustments (MVA).

Guarantee Periods: 

  • Choose from the 5, 7 or 10 year guaranteed term

Renewing Surrender Charges:

  • For The 5 Year Term:
    9%, 8%, 7%, 6%, 5% a 30 Day Window PRIOR To End Of Guarantee Period
  • For The 7 Year Term:
    9%, 8%, 7%, 6%, 5%, 5%, 5% a 30 Day Window PRIOR To End Of Guarantee Period
  • For The 10 Year Term:
    9%, 8%, 7%, 6%, 5%, 5%, 5%, 5%, 5%, 5% a 30 Day Window PRIOR To End Of Guarantee Period
    During the 30-day window owner can surrender the annuity with no surrender charges or market value adjustment.

Minimum Deposit:

  • $2,500 to $1,000,000 for qualified and non-qualified

Issue Age: 

  • 0-90 (lower in some state)

States NOT approved in: 

  • AK, CT, IN, MA, MI, ME, MO, RI, TN, SC, NY, NJ, NH, VA, VT, WI, WV

Free Withdrawal: 

  • None included subject to surrender charge.

Death Benefit: 

  • Surrender charge on death unless optional rider selected.
    Death Benefit FL CA Only: Equals Accumulation Value for policies issued at all ages.
    (Death Benefit Rider is required for Issue Ages 86-90) 

Optional Riders will lower rate by:

  • (Death Benefit Rider is required for Issue Ages 86-90**) 
  • Required Minimum Distribution - reduces interest rate by 0.16%
  • Preferred 10% Free Withdrawal - reduces interest rate by 0.08%
  • Terminal Illness/Nursing Home Care - reduces interest rate by 0.15%
    72(t) Free Withdrawal - reduces interest rate by 0.05%
  • Death Benefit Feature Rate is - reduces interest rate by 0.35%*
    Accumulated Interest Withdrawal - reduces interest rate by 0.08%

Commissions:

  • 5 Year: 2.25% 0-80 / 1.50% 81-90
  • 7 Year: 2.25% 0-80 / 1.50% 81-90
  • 10 Year: 2.75% 0-80 / 2.00% 81-90

Company Ratings: 

  • B++ by A.M. Best 

Would you like more information on this MYGA?

Get started here!

We focus on the guarantees, not the assumptions!

Quality | Integrity | Expertise 

FSD Financial Services Fixed Annuities and Life

5530 Corbin Ave, Suite 101, Tarzana, CA 91356, US

(800) 373-9697