FSD Financial Services - Independent Fixed Annuity & Life Insurance Wholesaler

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  • Home
  • Deferred Annuity
    • MYG Annuity Rates
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MYGA 5 or 7 Years

(A+) MYGA With 5 or 7 year Guarantee Terms

Great Features

Company Ratings:

  • (A+) by AM Best  
  • (A+) by Standard & Poor's 
  • (A1) by Moody's
  • (B) by Weiss
  • (89) Comdex

Interest Rate:

  • 5 Year: 5.60%
  • 7 Year: 5.75%

Recurring Surrender Charges - +/- MVA: 

  • 5 year period: 9%, 9%, 8%, 7%, 6%, exit window
  • 7 year period: 9%, 9%, 8%, 7%, 6%, 5%, 4%, exit window
  • 30 Day Exit Window = 30 days after to the end of the initial interest 

Minimum Deposit:

  • $25,000

Maximum Deposit:

  • $3,000,000

Issue Age:

  • 0-89 (5 year)
  • 0-88 (7 year)

NOT Approved in:

  •  MT, NY

Free Withdrawal:

  • 10% Per Year
  • Confinement to a Hospital or Long-Term Care Facility
  • Unemployment
  • Disability
  • Terminal Illness | Transplant Surgery
  • Damage to Your Residence

Death Benefits:

  • Full Death Benefit

Commission:

  • 5 Year: 3.00% (0-75) | 2.00% (76-80) | 1.00% (81-89) 
  • 7 Year: 3.00% (0-75) | 2.00% (76-80) | 1.00% (81-88) 

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FSD Financial & Insurance Services 

California Insurance License #0B67385 

NON-RESIDENT STATE LICENSEs:  AZ, CO, CT, DE, FL, HI, ID, IL, IA, LA, MA, MD, MI, NV, NJ, NC, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WI, WY 


No information on this site is for use in New York or Puerto Rico.


Copyright © 2026 FSD Financial Services - All Rights Reserved.

Information enclosed is subject to change at anytime

state variations in surrender charges and interest rates - Be Aware


Withdrawals prior to age 59 1/2 may be subject to a 10% penalty tax. Disclaimers | Website by Jeff Affronti 

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