"A-" Rated Fraternal MYGA

Company Ratings: 

• (A-) by AM Best 
• (C+) by Weiss

Interest Rates

• 3 Year: 4.85% 
• 5 Year: 5.15%
• 7 Year: 5.25%

Surrender Charges: Fully Liquid after initial term:

• 3 Year:  9%, 8%, 7%, 0% 
• 5 Year:  9%, 8%, 7%, 6%, 5%, 0% 
• 7 Year:  9%, 8%, 7%, 6%, 5%, 4%, 3%, 0% 

Minimum Guarantee after initial term:

• 3.00% as of 9-1-26

Minimum Deposit: 

• $10,000 
• $2,000,000 Maximum

Issue Age:

• 0-85

States NOT approved in: 

• UT, 

Free Withdrawal: 

•  10% of the prior contract anniversary accumulated amount  

Death Benefits: 

• Full Death Benefit 

Commission:

• 3 year: 1.50% (0-85)  
• 5 year: 2.50% (0-85) 
• 7 year: 2.50% (0-85)