The Fully Liquid Fixed Annuity

LIQUID FPDA - This is a true no surrender annuity.


Liquid and Flexible

Basic features of this walk away at end of term MYGA: 

  • Current Interest Rate: 1.65%
  • Rate Guaranteed Period: 1 Year
  • Minimum Guarantee: Determined Annually
  • Surrender Charges: NONE - 0% - NO MVA 
  • Minimum Deposit: $10,000 minimum - Add $1,000 or more anytime
  • Issue Age: 0-100 (85 in OK)
  • States NOT approved in: AL, CA, DC, DE, FL, MN, MO, MT, ND, NY
  • Free Withdrawal: 100% Liquid
    Must maintain $10,000 value Additional deposit $1,000+
  • Death Benefits: Full Death Benefit
  • Commission: 1/12 of Annual Commission paid monthly on Account Value.
    Annual Commission = 0.50% (0-80)  | 0.40% (81-100)
  • Uses: Possible substitute for a short term SPIA - Allows clients to show short term steady annuity income through systematic withdrawals of principal and interest.
  • Great for old 401K and qualified funds rollovers.
  • 30 day window MYGA window alternative.
  • May avoid probate.
  • Savings account look alike with wide flexibility.
  • Tax deferral
  • May be transferred into any of the carriers other MYGA products with full commission.
  • Commission: 1/12th of Annual Commission paid monthly on Account Value.  
    Annual Commission = 0.50% (0-80)  | 0.40% (81-100)
    Pays accumulation value trail commission for as long as policy is in force.   
  • Company Ratings: B++ by A.M. Best (Upgraded 3 times since 2012)

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FSD Financial Services Fixed Annuities and Life

5530 Corbin Ave, Suite 101, Tarzana, CA 91356, US

(800) 373-6973 - (818) 881-6970