This is a 7 year guaranteed interest rate annuity.


Basic Details & Features

  • Interest Rate:
    5.05% Year 1
    4.05% Years 2-7
    (4.19% over the 7 years)
    Rates are 0.10% lower in Florida and include full death benefit.
  • Interest Rate Guaranteed Period: 7 Years 
  • Surrender Charges: 7 Years
    9% Year 1
    8% Year 2
    7% Year 3
    6% Year 4
    5% Year 5
    5% Year 6
    5% Year 7
    30 day window: During your 30-day window you can surrender your annuity for cash with no surrender charges or market value adjustment. 
  • Minimum Deposit: $5,000 to $1,000,000 for qualified and non-qualified 
  • Issue Age: 0-90 (lower in some states) 
  • States ONLY approved in: AL, AR, AZ, CO, DE, FL, GA, IA, IN, IL, KY, LA, MD, MS, MO, NM, NE, NC, OK, OR, SC, TN, TX, UT, VA, WV 
  • Free Withdrawal: Subject to surrender charge; 100% liquid after 5 years. 
  • Death Benefits: If the optional Death Benefit Feature is not selected the Death Benefit is equal to the Cash Surrender Value in a lump sum, or the Full Account Value in annual payments over a 5 year period. If your spouse is named as the sole, primary beneficiary they may elect to become the owner of the contract and continue it for the remainder of your term. Additional payout options may also be available.
    FL Only: Death Benefit: equals Accumulation Value for policies issued at all ages.
  • Commission:
    2.25% 0-80
    1.15% 81-90 
  • Optional Riders: (Death Benefit Rider is required for Issue Ages 86-90**)
    -Preferred 10% Free Withdrawal minus 0.15% from interest rate
    -Death Benefit Feature: minus 0.25% from interest rate
    -Accumulated Interest Withdrawal: minus 0.05% from interest rate
  • Company Rating: "B++" by A.M. Best

Would you like more information on this MYGA?

Get started here!

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

We focus on the guarantees, not the assumptions!

Quality | Integrity | Expertise  

FSD Financial Services Fixed Annuities and Life

5530 Corbin Ave, Suite 101, Tarzana, CA 91356, US

(800) 373-9697