7 year guaranteed interest rate annuity

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Basic Details & Features


  • Interest Rate Premium $100,000+
    4.25% Year 1
    3.25% Years 2 - 7
    (Average Yield 3.39% Over 7 Years)
    Interest Rate Premium Under $100,000
    4.15% Year 1
    3.15% Years 2 - 7
    (Average Yield 3.29% Over 7 Years)
    New York rates are 0.00% Lower 
  • Interest Rate Guaranteed Period: 7 Years
  • Surrender Charges: 7 year period - Maximum 10 years:
    8% Year 1
    8% Year 2
    8% Year 3
    7% Year 4
    6% Year 5
    5% Year 6
    4% Year 7
    30 Day Free exit window
    3% Year 8
    2% Year 9
    1% Year 10
    0% Years 11+
  • Minimum Deposit: $5,000 for Low Band & $100,000 for High Band
  • Issue Age: 0-85
  • States NOT approved in: UT
  • Free Withdrawal: Annual 10% after the first year. Interest available after 30 days.
  • Death Benefits: Full Death Benefit - Waiver
  • Commission:
    2.50% (0-79)
    0.50% (80-85)
  • Company Ratings: A by A.M. Best 

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FSD Financial Services Fixed Annuities and Life

5530 Corbin Ave, Suite 101, Tarzana, CA 91356, US

(800) 373-9697