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3 year guaranteed interest rate annuity

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Basic Details & Features


  • Interest Rate Based on Initial Premium:
    2.35% ($100,000+)
    1.65% ($50,000 - $99,999)
    1.05% ($15,000 - $49,999)
  • Interest Rate Guaranteed Period: For 3 Years
  • Surrender Charges: 3 Years Recurring
    9% Year 1
    8% Year 2
    7% Year 3
    +/- MVA - 30 Day Exit Window then surrender charges renew.
  • Minimum Deposit: $15,000 ($750,000 Maximum)
  • Issue Age: 15 days - 90 years old
  • States NOT approved in: DE, DC, MT, ND, NY, SD
  • Free Withdrawal: 10% Free Withdrawal Provision after the first contract year
  • Death Benefits: Full Death Benefit
  • Commission: 1.25% ages 0-80 | 0.75% ages 81 -85 | 0.50% ages 86 -90 
  • E-App Commission Bonus to 4-30-19 Earn 0.50% More 
  • Waivers: Call
  • Company Ratings: A- by A.M. Best 


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We focus on the guarantees, not the assumptions!

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FSD Financial Services Fixed Annuities and Life

5530 Corbin Ave, Suite 101, Tarzana, CA 91356, US

(800) 373-9697