MYGA Rates

Company Ratings:

• A- by AM Best

Interest Rate:

• 3 Year: 3.70%
• 5 Year: 4.10%

Surrender Charges - +/- MVA:

• 3 year period: 9%, 8%, 7%, 0%, thereafter 
• 5 year period: 9%, 8%, 7%, 6%, 5%, 0% Thereafter

Minimum Deposit:

• $10,000

Maximum Deposit is Age Based:

• $1,500,000 (18-69)
• $1,000,000 (70-74)
• $750,000 (75-79)
• $500,000 (80+)

Issue Age:

• 18-85

Approved in all states except:

• NY

Free Withdrawal:

• 10% after year 1

Death Benefits:

• Full Death Benefit 

Commission:

• 3 Year: 1.50% (18-80)  1.13% (81-85)
• 5 Year: 2.25% (18-80) 1.69% (81-85)