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Choose A Term 3, 5, 7 or 9 year guaranteed interest rates

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Features of this walk away at end of term MYGA:

Interest Rate Banded By Premium:
California Rates 0.10% Lower 

  • 3 Year Term:
    2.30% For 3 Years ($100,000+)
    2.15% For 3 Years ($25,000 -$99,999)
  • 5 Year Term:
    2.30% For 5 Years ($100,000+)
    2.15% For 5 Years ($25,000 -$99,999) 
  • 7 Year Term:
    2.40% For 7 Years ($100,000+)
    2.25% For 7 Years ($25,000 -$99,999) 
  • 9 Year Term:
    2.50% For 9 Years ($100,000+)
    2.35% For 9 Years ($25,000 -$99,999) 

Guaranteed Periods: 

  • Initial: 3, 5, 7, or 9 years
    Thereafter: 1 year guarantee period

Surrender Charges:  
Matches guarantee period chosen:

  • 3-Year (% = 9, 8, 7, 0) 
  • 5-Year (% = 9, 8, 7, 6, 5, 0)
  • 7-Year (% = 9, 8, 7, 6, 5, 4, 3, 0)
  • 9-Year (% = 9, 8, 7, 6, 5, 4, 3, 2, 1, 0)
    +/- MVA during the initial guarantee period 

Minimum Deposit: 

  • $25,000

Issue Age: 

  • 0-90

States NOT approved in: 

  • NY

Free Withdrawal:

  • 10% of prior anniversary value | RMD OK
    Qualifying withdrawals under medical care stay or terminal condition waiver

Death Benefits:

  • Full Contract Value Death Benefit 

Waivers: After 1st anniversary for the following qualifying events 

  • Hospital, medical care stay (confinement of at least 90 days) –
    Terminal condition (life expectancy of 12 months or less) 

Commission:

  • 3 Year:
    1.50% - (Ages 0-80)  
    0.50% - (81-85)  
    0.25% - (86-90)
  • 5 Year:
    2.25% - (Ages 0-80)
    0.75% - (81-85)
    0.35% - (86-90) 
  • 7 & 10 Years:
    2.00% - (Ages 0-80)
    0.75% - (81-85)
    0.35% - (86-90) 

Carrier Ratings: 

  • A+ by A.M.

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FSD Financial Services Fixed Annuities and Life

5530 Corbin Ave, Suite 101, Tarzana, CA 91356, US

(800) 373-9697