Choose A Term 3, 5, 7 or 9 year guaranteed interest rates

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Features of this walk away at end of term MYGA:


  • Interest Rate Banded By Premium:
    California Rates 0.10% Lower
    3 Year Term:
    2.75% For 3 Years ($100,000+)
    2.60% For 3 Years ($25,000 -$99,999)
    5 Year Term:
    2.80% For 5 Years ($100,000+)
    2.65% For 5 Years ($25,000 -$99,999)
    7 Year Term:
    2.90% For 7 Years ($100,000+)
    2.75% For 7 Years ($25,000 -$99,999)
    9 Year Term:
    3.00% For 9 Years ($100,000+)
    2.85% For 9 Years ($25,000 -$99,999) 
  • Guaranteed Periods:
    Initial: 3, 5, 7, or 9 years
    Thereafter: 1 year guarantee period
  • Surrender Charges:  
    Matches guarantee period chosen:
    3-Year (% = 9, 8, 7, 0)
    5-Year (% = 9, 8, 7, 6, 5, 0)
    7-Year (% = 9, 8, 7, 6, 5, 4, 3, 0)
    9-Year (% = 9, 8, 7, 6, 5, 4, 3, 2, 1, 0)
    +/- MVA during the initial guarantee period 
  • Minimum Deposit: $25,000
  • Issue Age: 0-90
  • States NOT approved in: NY
  • Free Withdrawal:
    10% of prior anniversary value | RMD OK
    Qualifying withdrawals under medical care stay or terminal condition waiver
  • Death Benefits: Full Contract Value Death Benefit 
  • Waivers: After 1st anniversary for the following qualifying events
    Hospital, medical care stay (confinement of at least 90 days) –
    Terminal condition (life expectancy of 12 months or less) 
  • Commission:
    3 Year:
    1.50% - (Ages 0-80) | 0.50% - (81-85) | 0.25% - (Ages 86-90)
    5 Year: 2.25% - (Ages 0-80) | 0.75% - (81-85) | 0.35% - (Ages 86-90)
    7 & 10 Years: 2.00% - (Ages 0-80) | 0.75% - (81-85) | 0.35% - (Ages 86-90) 
  • Carrier Ratings: A+ by A.M.

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FSD Financial Services Fixed Annuities and Life

5530 Corbin Ave, Suite 101, Tarzana, CA 91356, US

(800) 373-9697