MYGA Rates

Interest Rates: 

• 3 Year: 1.80% (1.55% in CA)
• 5 Year: 2.15% (2.00% in CA)
• 6 Year: 2.20% (2.00% in CA)
• 7 Year: 2.25% (2.10% in CA)
  (New York and California Rates Lower)

Guaranteed Periods:

•  3, 5, 6 or 7 Years 

Surrender Charges - NO MVA: 

• 3 Years: 6%, 5%, 4%, 0% Thereafter
• 5 Years: 8%, 7%, 6%, 5%, 4%, 0% Thereafter
• 6 Years: 8%, 7%, 6%, 5%, 4%, 3%, 0% Thereafter
• 7 Years: 8%, 7%, 6%, 5%, 4%, 3%, 2%, 0% Thereafter

Minimum Deposit: 

• 3, 5 and 7 Year: $10,000
• 6 Year: $25,000 

Issue Age: 

• 3 Year: 0-99
• 5, 6 and 7 Year: 0-84

States NOT approved in:

• ND, ME, SD, WY

Free Withdrawal:  

• 3 Year: Accumulated Interest or RMD Only
• 5, 6 and 7 Year: 15% Per Calendar Year

Death Benefits:

• Full Death Benefit 

Commission: 

• 3 Year: 1.20% (0-90), 0.80% (91-99)
• 5 Year: 2.00% (0-84)
• 6 Year: 2.20% (0-84)
• 7 Year: 2.40% (0-84)