MYGA 3, 5, 6 or 7 Years

Interest Rates: (California rates are 0.10% lower)

• 3 Year: 2.95% (CA only) 
• 5 Year: 3.25%
• 6 Year: 3.30%
• 7 Year: 3.30%

Guaranteed Periods: 

• 3 year only available in CA and SD
• 5, 6 or 7 Years 

Surrender Charges - NO MVA: 

• 3 Years: 6%, 5%, 4%, 0% Thereafter
• 5 Years: 8%, 7%, 6%, 5%, 4%, 0% Thereafter
• 6 Years: 8%, 7%, 6%, 5%, 4%, 3%, 0% Thereafter
• 7 Years: 8%, 7%, 6%, 5%, 4%, 3%, 2%, 0% Thereafter

Minimum Deposit: 

• 3, 5 and 7 Year: $10,000
• 6 Year: $25,000 

Issue Age: 

• 3 Year: 0-99
• 5, 6 and 7 Year: 0-84

Not approved in: 

• NY, PR

Free Withdrawal:

• 3 Year: Accumulated Interest or RMD Only
• 5, 6 and 7 Year: 15% Per Calendar Year

Death Benefits: 

• Full Death Benefit 

Commission: 

• 3 Year:
  1.48% (0-80), 1.00% (81-90), 0.80% (91-99)
• 5 Year:
  2.00% (0-84)
• 6 Year:
  2.20% (0-84)
• 7 Year:
  2.40% (0-84)  

Interest Rates::

• 3 Year: 3.05%
• 5 Year: 3.40%
• 7 Year: 3.45%

Guaranteed Periods: 

• 3, 5 or 7 Years 

Surrender Charges - NO MVA: 

• 3 Years: 6%, 5%, 4%, 0% Thereafter
• 5 Year: 8%, 7%, 6%, 5%, 4%, 0% Thereafter
• 7 Year: 8%, 7%, 6%, 5%, 4%, 3%, 2%, 0% Thereafter

Minimum Deposit: 

• 3, 5 and 7 Year: $10,000
• 6 Year: $25,000 

Issue Age: 

• 3 Year 0-99
• 5, 6 and 7 Year: 0-84

Not approved in: 

• CA, NY, PR, SD

Free Withdrawal:

• Accumulated Interest or RMD Only

Death Benefits: 

• Full Death Benefit 

Commission: 

• 3 Year: Call
• 5 Year:
  2.00% (0-84)
• 7 Year:
  2.40% (0-84)